Missouri Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Missouri insurance regulator and what those filings show about renewal increases.
What Plan G costs in Missouri
Plan G premiums in Missouri run from $207.76 to $581.50 per month across 17 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Anthem Ins Co Inc | 65 | Issue age | $207.76/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Issue age | $222.72/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Issue age | $227.89/mo (unverified) |
| Old Surety Life Ins Co | 65 | Issue age | $233.09/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Issue age | $235.12/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Issue age | $242.00/mo (unverified) |
| Old Surety Life Ins Co | 70 | Issue age | $242.87/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Issue age | $244.13/mo (unverified) |
| USAA Life Insurance Company | 65 | Issue age | $251.94/mo (unverified) |
| Anthem Ins Co Inc | 70 | Issue age | $253.20/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Issue age | $259.25/mo (unverified) |
| Aetna Health And Life Insurance Company | 65 | Issue age | $262.44/mo (unverified) |
| Insurance Company Of North America | 65 | Issue age | $264.17/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Issue age | $266.04/mo (unverified) |
| Insurance Company Of North America | 70 | Issue age | $269.42/mo (unverified) |
| Lumos Insurance Company | 65 | Issue age | $271.23/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Issue age | $273.20/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Issue age | $274.71/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Issue age | $274.75/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Issue age | $275.40/mo (unverified) |
| Lumos Insurance Company | 70 | Issue age | $279.25/mo (unverified) |
| USAA Life Insurance Company | 70 | Issue age | $286.62/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Issue age | $287.70/mo (unverified) |
| Aetna Health And Life Insurance Company | 70 | Issue age | $288.28/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Issue age | $295.89/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Issue age | $299.04/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Issue age | $303.50/mo (unverified) |
| United World Life Insurance Company | 65 | Issue age | $308.84/mo (unverified) |
| United American Insurance Company | 65 | Issue age | $310.00/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Issue age | $354.95/mo (unverified) |
| United American Insurance Company | 70 | Issue age | $355.00/mo (unverified) |
| United World Life Insurance Company | 70 | Issue age | $355.61/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Issue age | $360.18/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Issue age | $366.20/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Issue age | $396.20/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Issue age | $412.13/mo (unverified) |
| Humana Insurance Company | 65 | Issue age | $428.20/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Issue age | $450.22/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Issue age | $360.18/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Issue age | $396.20/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Issue age | $450.22/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Issue age | $464.04/mo (unverified) |
| Humana Insurance Company | 70 | Issue age | $471.45/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Issue age | $581.50/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Healthspring National Health Insurance Company (F/K/A Cnhic) | September 1, 2026 | +30.0% (unverified) |
| Insurance Company Of North America | September 1, 2026 | +17.0% (unverified) |
| Lifeshield National Insurance Co. | September 1, 2026 | +25.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | August 1, 2026 | +16.4% (unverified) |
| Lumos Insurance Company | August 1, 2026 | The filing is on record but this figure is not in it. |
| Bankers Life (Underwritten By Washington National Insurance Company) | August 1, 2026 | +16.5% (unverified) |
| State Farm Mutual Automobile Insurance Company | July 1, 2026 | +5.0% (unverified) |
| USAA Life Insurance Company | July 1, 2026 | +15.1% (unverified) |
| Aetna Health And Life Insurance Company | July 1, 2026 | +16.0% (unverified) |
| United World Life Insurance Company | June 15, 2026 | +25.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +19.6% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +19.5% (unverified) |
| Medico Life And Health Insurance Company | April 1, 2026 | The filing is on record but this figure is not in it. |
| Aflac, Underwritten By Tier One Insurance Company | March 1, 2026 | +25.0% (unverified) |
| Anthem Ins Co Inc | January 1, 2026 | The filing is on record but this figure is not in it. |
| Old Surety Life Ins Co | January 1, 2026 | +25.0% (unverified) |
| Wps-A Health Solutions Company | January 1, 2026 | +9.0% (unverified) |
| United American Insurance Company | January 1, 2026 | +11.9% (unverified) |
| Humana Insurance Company | January 1, 2026 | +17.0% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Missouri
Tied to your policy's anniversary date rather than your birthday. You may move to the same plan with a different insurance company from 30 days before that anniversary to 30 days after it.
Missouri: anniversary rule — 60 days. State rules change; confirm the current window with the Missouri insurance department or your SHIP counselor before you apply anywhere.