MyMedigapRate is a Medicare Supplement research resource operated by an independent, licensed insurance agency. We are not connected with or endorsed by the United States government or the federal Medicare program.

MyMedigapRate

Missouri Medigap rate history

What Medicare Supplement carriers have filed in Missouri, what those filings say about renewal increases, and which figures we have been able to confirm against the public record.

Anniversary rule — 60 days

Tied to your policy's anniversary date rather than your birthday. You may move to the same plan with a different insurance company from 30 days before that anniversary to 30 days after it.

Our summary of the rule, not the regulator’s wording. State switching rules change and carry conditions this cannot hold — confirm with the Missouri insurance department or your free state counselling programme before acting on it. More on switching.

At a glance

State
Missouri (MO)
Plan set
Federal Plans A–N
Switching rule
Anniversary rule — 60 days
We are licensed here
Not currently

Plans we track in Missouri

Plan G in MO

The most comprehensive plan still open to new enrollees.

16 verified filings published

Plan N in MO

Lower premium than Plan G, with small copays at the point of care.

No verified filings published yet

Reading a rate increase in Missouri

Three things decide what happens to your premium over time, and only one of them is the carrier’s logo.

  • The block, not the brand. An increase applies to one closed or open block of policies in Missouri. A carrier can hold rates on a growing block and push hard on an older one at the same time.
  • The rating method. Attained-age policies build an age increase into every renewal on top of any filed rate action. Issue-age and community-rated policies do not. Comparing an attained-age premium to a community-rated one at 65 tells you almost nothing about age 78.
  • Whether you can leave. Tied to your policy's anniversary date rather than your birthday. You may move to the same plan with a different insurance company from 30 days before that anniversary to 30 days after it.

For a carrier’s overall financial condition, the useful public source is the NAIC’s consumer information, not a rate-history table. We report what was filed; we do not grade companies.

Why there are no premiums on this page yet

We publish a premium or a rate increase only after we have found the carrier’s filing in the state’s public records and linked to it on the page. Until that check is done for this plan and state, we show you the structure of what we track and leave the numbers off. A number without a source is worse than no number.