Virginia Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Virginia insurance regulator and what those filings show about renewal increases.
What Plan G costs in Virginia
Plan G premiums in Virginia run from $109.75 to $527.00 per month across 21 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Bankers Fidelity Assurance Company | 65 | Attained age | $109.75/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $133.50/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $133.50/mo (unverified) |
| Bankers Fidelity Assurance Company | 65 | Attained age | $137.19/mo (unverified) |
| Bankers Fidelity Assurance Company | 70 | Attained age | $115.26/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Attained age | $139.67/mo (unverified) |
| Humana (Humana Health Insurance Company of Florida, Inc.) | 65 | Attained age | $140.08/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $141.67/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Attained age | $142.66/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $143.09/mo (unverified) |
| Bankers Fidelity Assurance Company | 70 | Attained age | $144.08/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $144.64/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Attained age | $152.90/mo (unverified) |
| (Anthem) Anthem Va/Nv | 65 | Attained age | $153.00/mo (unverified) |
| Humana (Humana Health Insurance Company of Florida, Inc.) | 70 | Attained age | $154.26/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Attained age | $157.25/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $159.87/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $162.05/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $166.69/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $167.28/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $167.91/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Attained age | $170.29/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $172.33/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $172.33/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $173.37/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $178.78/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $181.22/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $190.62/mo (unverified) |
| Carefirst Bluechoice, Inc. | 65 | Attained age | $194.37/mo (unverified) |
| Everence Association Inc | 65 | Issue age | $199.07/mo (unverified) |
| Erie Family Life Insurance Company | 65 | Attained age | $202.45/mo (unverified) |
| (Anthem) Anthem Va/Nv | 70 | Attained age | $204.00/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $204.34/mo (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | 65 | Attained age | $205.08/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $211.00/mo (unverified) |
| Erie Family Life Insurance Company | 70 | Attained age | $212.12/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $212.51/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $214.63/mo (unverified) |
| Everence Association Inc | 70 | Issue age | $216.38/mo (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | 70 | Attained age | $217.91/mo (unverified) |
| Mutual Of Omaha Insurance Company | 65 | Attained age | $229.44/mo (unverified) |
| Carefirst Bluechoice, Inc. | 70 | Attained age | $246.23/mo (unverified) |
| Mutual Of Omaha Insurance Company | 70 | Attained age | $248.03/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $264.00/mo (unverified) |
| Guarantee Trust Life Insurance Company | 65 | Attained age | $290.03/mo (unverified) |
| GPM Health And Life Insurance Company | 65 | Attained age | $292.08/mo (unverified) |
| Carefirst Bluechoice, Inc. | 65 | Attained age | $292.55/mo (unverified) |
| Guarantee Trust Life Insurance Company | 70 | Attained age | $308.33/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Attained age | $322.17/mo (unverified) |
| Carefirst Bluechoice, Inc. | 65 | Attained age | $390.73/mo (unverified) |
| Carefirst Bluechoice, Inc. | 70 | Attained age | $333.11/mo (unverified) |
| Carefirst Bluechoice, Inc. | 70 | Attained age | $444.81/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $527.00/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $527.00/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Mutual Of Omaha Insurance Company | September 1, 2026 | +25.0% (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | August 1, 2026 | +20.0% (unverified) |
| (Anthem) Anthem Va/Nv | July 1, 2026 | +14.9% (unverified) |
| USAA Life Insurance Company | June 1, 2026 | +7.5% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +14.0% (unverified) |
| Everence Association Inc | June 1, 2026 | +19.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +13.9% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | May 1, 2026 | +23.0% (unverified) |
| Erie Family Life Insurance Company | May 1, 2026 | +25.0% (unverified) |
| Guarantee Trust Life Insurance Company | March 1, 2026 | +19.9% (unverified) |
| State Farm Mutual Automobile Insurance Company | February 1, 2026 | +16.7% (unverified) |
| GPM Health And Life Insurance Company | February 1, 2026 | +18.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | January 1, 2026 | +5.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | January 1, 2026 | -14.9% (unverified) |
| Lifeshield National Insurance Co. | January 1, 2026 | +16.0% (unverified) |
| Insurance Company Of North America | January 1, 2026 | The filing is on record but this figure is not in it. |
| Carefirst Bluechoice, Inc. | January 1, 2026 | +13.6% (unverified) |
| American Benefit Life Insurance Company | December 1, 2025 | +19.2% (unverified) |
| Humana (Humana Health Insurance Company of Florida, Inc.) | July 1, 2025 | +6.5% (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | March 17, 2025 | The filing is on record but this figure is not in it. |
| Wps-A Health Solutions Company | January 1, 2025 | The filing is on record but this figure is not in it. |
| Bankers Fidelity Assurance Company | March 1, 2024 | 0.0% (unverified) |
| United American Insurance Company | January 1, 2024 | +5.2% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Virginia
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Virginia: federal rules only. State rules change; confirm the current window with the Virginia insurance department or your SHIP counselor before you apply anywhere.