Vermont Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Vermont insurance regulator and what those filings show about renewal increases.
What Plan G costs in Vermont
Plan G premiums in Vermont run from $204.17 to $399.98 per month across 13 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| State Farm Mutual Automobile Insurance Company | 65 | Community rated | $204.17/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Community rated | $204.17/mo (unverified) |
| Medco Containment Life Insurance Company (Cigna) | 65 | Community rated | $216.26/mo (unverified) |
| Medco Containment Life Insurance Company (Cigna) | 70 | Community rated | $216.26/mo (unverified) |
| USAA Life Insurance Company | 65 | Community rated | $241.91/mo (unverified) |
| USAA Life Insurance Company | 70 | Community rated | $241.91/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Community rated | $245.03/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Community rated | $245.03/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Community rated | $250.12/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Community rated | $250.12/mo (unverified) |
| The Vermont Health Plan, Llc | 65 | Community rated | $257.91/mo (unverified) |
| The Vermont Health Plan, Llc | 70 | Community rated | $257.91/mo (unverified) |
| Insurance Company Of North America | 65 | Community rated | $274.17/mo (unverified) |
| Insurance Company Of North America | 70 | Community rated | $274.17/mo (unverified) |
| United American Insurance Company | 65 | Community rated | $281.00/mo (unverified) |
| United American Insurance Company | 70 | Community rated | $281.00/mo (unverified) |
| Lumos Insurance Company | 65 | Community rated | $299.08/mo (unverified) |
| Lumos Insurance Company | 70 | Community rated | $299.08/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $334.75/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $334.75/mo (unverified) |
| Mutual Of Omaha Insurance Company | 65 | Community rated | $373.02/mo (unverified) |
| Mutual Of Omaha Insurance Company | 70 | Community rated | $373.02/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Community rated | $395.30/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Community rated | $395.30/mo (unverified) |
| Blue Cross And Blue Shield Of Vermont | 65 | Community rated | $399.98/mo (unverified) |
| Blue Cross And Blue Shield Of Vermont | 70 | Community rated | $399.98/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Mutual Of Omaha Insurance Company | August 15, 2026 | +8.7% (unverified) |
| Insurance Company Of North America | August 1, 2026 | +8.0% (unverified) |
| Lumos Insurance Company | August 1, 2026 | The filing is on record but this figure is not in it. |
| Bankers Life (Underwritten By Washington National Insurance Company) | July 1, 2026 | 0.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +16.5% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | April 1, 2026 | +25.0% (unverified) |
| State Farm Mutual Automobile Insurance Company | March 1, 2026 | +7.5% (unverified) |
| United American Insurance Company | February 1, 2026 | +14.7% (unverified) |
| Wps-A Health Solutions Company | January 1, 2026 | +9.0% (unverified) |
| The Vermont Health Plan, Llc | January 1, 2026 | +9.6% (unverified) |
| Blue Cross And Blue Shield Of Vermont | January 1, 2026 | The filing is on record but this figure is not in it. |
| Medco Containment Life Insurance Company (Cigna) | November 1, 2025 | +14.0% (unverified) |
| USAA Life Insurance Company | October 1, 2025 | +5.0% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Vermont
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Vermont: federal rules only. State rules change; confirm the current window with the Vermont insurance department or your SHIP counselor before you apply anywhere.