Utah Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Utah insurance regulator and what those filings show about renewal increases.
What Plan G costs in Utah
Plan G premiums in Utah run from $137.42 to $626.07 per month across 23 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Lifeshield National Insurance Co. | 65 | Attained age | $137.42/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Attained age | $137.76/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Attained age | $141.69/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $142.31/mo (unverified) |
| Wmi Mutual Insurance Company | 65 | Attained age | $145.00/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $155.33/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $156.40/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $157.33/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $160.60/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $164.73/mo (unverified) |
| Wmi Mutual Insurance Company | 70 | Attained age | $166.00/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $169.13/mo (unverified) |
| Lumos Insurance Company | 65 | Attained age | $170.92/mo (unverified) |
| Educators Mutual Insurance Association | 65 | Attained age | $172.00/mo (unverified) |
| Nassau Life Insurance Company | 65 | Attained age | $172.30/mo (unverified) |
| Lumos Insurance Company | 70 | Attained age | $176.08/mo (unverified) |
| Physicians Life Insurance Company | 65 | Attained age | $177.77/mo (unverified) |
| Wmi Mutual Insurance Company | 65 | Attained age | $182.00/mo (unverified) |
| Nassau Life Insurance Company | 70 | Attained age | $184.51/mo (unverified) |
| Bankers Fidelity Assurance Company | 65 | Attained age | $184.91/mo (unverified) |
| Philadelphia American Life Insurance Company | 65 | Attained age | $189.58/mo (unverified) |
| Physicians Life Insurance Company | 70 | Attained age | $191.82/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $191.85/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $197.03/mo (unverified) |
| Philadelphia American Life Insurance Company | 70 | Attained age | $197.19/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $201.04/mo (unverified) |
| Bankers Fidelity Assurance Company | 70 | Attained age | $204.37/mo (unverified) |
| Wmi Mutual Insurance Company | 70 | Attained age | $208.00/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $208.37/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $209.67/mo (unverified) |
| Aetna Health And Life Insurance Company | 65 | Attained age | $213.41/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $215.00/mo (unverified) |
| Physicians Life Insurance Company | 65 | Issue age | $216.89/mo (unverified) |
| Educators Mutual Insurance Association | 70 | Attained age | $218.00/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $218.91/mo (unverified) |
| Bankers Fidelity Assurance Company | 65 | Attained age | $221.89/mo (unverified) |
| Physicians Life Insurance Company | 65 | Attained age | $225.58/mo (unverified) |
| Physicians Life Insurance Company | 70 | Issue age | $225.56/mo (unverified) |
| Aetna Health And Life Insurance Company | 70 | Attained age | $226.24/mo (unverified) |
| Humana (HumanaDental Insurance Company) | 65 | Attained age | $229.31/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $230.49/mo (unverified) |
| Regence Bluecross Blueshield Of Utah | 65 | Attained age | $233.00/mo (unverified) |
| Physicians Life Insurance Company | 70 | Attained age | $243.39/mo (unverified) |
| Bankers Fidelity Assurance Company | 70 | Attained age | $245.25/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $247.95/mo (unverified) |
| Humana (HumanaDental Insurance Company) | 70 | Attained age | $255.64/mo (unverified) |
| GPM Health And Life Insurance Company | 65 | Attained age | $257.40/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $259.67/mo (unverified) |
| Regence Bluecross Blueshield Of Utah | 70 | Attained age | $267.00/mo (unverified) |
| Guarantee Trust Life Insurance Company | 65 | Attained age | $267.88/mo (unverified) |
| Physicians Life Insurance Company | 65 | Issue age | $270.69/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $276.00/mo (unverified) |
| Physicians Life Insurance Company | 70 | Issue age | $281.51/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Attained age | $283.95/mo (unverified) |
| Omaha Insurance Company | 65 | Attained age | $284.14/mo (unverified) |
| Guarantee Trust Life Insurance Company | 70 | Attained age | $284.66/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $312.55/mo (unverified) |
| Omaha Insurance Company | 70 | Attained age | $319.21/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $320.36/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $328.36/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $626.07/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $626.07/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Insurance Company Of North America | September 1, 2026 | +17.0% (unverified) |
| Nassau Life Insurance Company | September 1, 2026 | +23.0% (unverified) |
| Lumos Insurance Company | August 1, 2026 | The filing is on record but this figure is not in it. |
| Physicians Life Insurance Company | August 1, 2026 | +29.0% (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | August 1, 2026 | +30.0% (unverified) |
| Regence Bluecross Blueshield Of Utah | August 1, 2026 | +24.3% (unverified) |
| Lifeshield National Insurance Co. | July 1, 2026 | +9.0% (unverified) |
| State Farm Mutual Automobile Insurance Company | July 1, 2026 | +10.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | July 1, 2026 | +24.9% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +21.7% (unverified) |
| Humana (HumanaDental Insurance Company) | June 1, 2026 | +29.9% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +21.6% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | May 1, 2026 | +12.0% (unverified) |
| Educators Mutual Insurance Association | April 1, 2026 | +4.9% (unverified) |
| Omaha Insurance Company | April 1, 2026 | +8.5% (unverified) |
| United American Insurance Company | February 15, 2026 | +15.3% (unverified) |
| Aetna Health And Life Insurance Company | February 1, 2026 | +20.0% (unverified) |
| Wmi Mutual Insurance Company | January 1, 2026 | The filing is on record but this figure is not in it. |
| Wmi Mutual Insurance Company | January 1, 2026 | +42.7% (unverified) |
| GPM Health And Life Insurance Company | January 1, 2026 | +25.0% (unverified) |
| Guarantee Trust Life Insurance Company | January 1, 2026 | +7.9% (unverified) |
| Philadelphia American Life Insurance Company | December 1, 2025 | +10.0% (unverified) |
| American Benefit Life Insurance Company | November 1, 2025 | +11.9% (unverified) |
| Bankers Fidelity Assurance Company | November 1, 2025 | +6.9% (unverified) |
| USAA Life Insurance Company | October 1, 2025 | +9.0% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Utah
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Utah: federal rules only. State rules change; confirm the current window with the Utah insurance department or your SHIP counselor before you apply anywhere.