Texas Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Texas insurance regulator and what those filings show about renewal increases.
What Plan G costs in Texas
Plan G premiums in Texas run from $124.65 to $650.86 per month across 25 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 65 | Attained age | $124.65/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 70 | Attained age | $130.96/mo (unverified) |
| Nassau Life Insurance Company | 65 | Attained age | $148.25/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $148.59/mo (unverified) |
| Farm Bureau Health Plans Member S Health Insurance Company | 65 | Attained age | $155.34/mo (unverified) |
| Nassau Life Insurance Company | 70 | Attained age | $155.89/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 65 | Attained age | $157.26/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $158.57/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Attained age | $159.29/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $164.95/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 70 | Attained age | $165.22/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $165.75/mo (unverified) |
| Lumos Insurance Company | 65 | Attained age | $167.28/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $167.77/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $168.25/mo (unverified) |
| Farm Bureau Health Plans Member S Health Insurance Company | 70 | Attained age | $171.20/mo (unverified) |
| Lumos Insurance Company | 70 | Attained age | $172.27/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 65 | Attained age | $172.60/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Attained age | $175.22/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Attained age | $176.98/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 70 | Attained age | $177.78/mo (unverified) |
| Woodmenlife | 65 | Attained age | $179.44/mo (unverified) |
| Woodmenlife | 70 | Attained age | $182.05/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $183.38/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Attained age | $186.47/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $188.52/mo (unverified) |
| BCBS IL/TX/NM/OK | 65 | Attained age | $191.59/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Attained age | $191.78/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Attained age | $192.75/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Attained age | $193.64/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Attained age | $194.68/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $195.69/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $196.18/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $199.36/mo (unverified) |
| Old Surety Life Ins Co | 65 | Issue age | $205.54/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $206.88/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $212.11/mo (unverified) |
| Old Surety Life Ins Co | 70 | Issue age | $214.17/mo (unverified) |
| Mutual Of Omaha Insurance Company | 65 | Attained age | $215.65/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $216.64/mo (unverified) |
| Humana (Emphesys Insurance Company) | 65 | Attained age | $217.63/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $218.00/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Attained age | $219.03/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $219.98/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Attained age | $221.22/mo (unverified) |
| Aetna Health Insurance Company | 65 | Attained age | $225.99/mo (unverified) |
| Mutual Of Omaha Insurance Company | 70 | Attained age | $228.57/mo (unverified) |
| Humana (Emphesys Insurance Company) | 70 | Attained age | $230.94/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Attained age | $231.99/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $233.17/mo (unverified) |
| Aetna Health Insurance Company | 70 | Attained age | $239.74/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $240.64/mo (unverified) |
| BCBS IL/TX/NM/OK | 70 | Attained age | $242.16/mo (unverified) |
| GPM Health And Life Insurance Company | 65 | Attained age | $257.77/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 65 | Attained age | $258.90/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $259.76/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 70 | Attained age | $266.68/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $267.23/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $277.00/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Attained age | $280.24/mo (unverified) |
| Guarantee Trust Life Insurance Company | 65 | Attained age | $284.86/mo (unverified) |
| Guarantee Trust Life Insurance Company | 70 | Attained age | $302.84/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $650.86/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $650.86/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Insurance Company Of North America | September 1, 2026 | +18.0% (unverified) |
| American Benefit Life Insurance Company | September 1, 2026 | +20.9% (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | August 1, 2026 | +9.9% (unverified) |
| Lumos Insurance Company | August 1, 2026 | The filing is on record but this figure is not in it. |
| Lifeshield National Insurance Co. | July 1, 2026 | +17.3% (unverified) |
| BCBS IL/TX/NM/OK | July 1, 2026 | +19.9% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | July 1, 2026 | +18.2% (unverified) |
| Mutual Of Omaha Insurance Company | July 1, 2026 | +25.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | July 1, 2026 | +18.1% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | June 19, 2026 | +17.9% (unverified) |
| State Farm Mutual Automobile Insurance Company | June 1, 2026 | +17.9% (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | May 1, 2026 | +19.0% (unverified) |
| USAA Life Insurance Company | May 1, 2026 | +17.0% (unverified) |
| United American Insurance Company | April 15, 2026 | +15.2% (unverified) |
| Humana (Emphesys Insurance Company) | April 1, 2026 | +18.0% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | March 1, 2026 | +20.0% (unverified) |
| Woodmenlife | February 15, 2026 | +41.6% (unverified) |
| Medico Life And Health Insurance Company | February 1, 2026 | +24.3% (unverified) |
| Aetna Health Insurance Company | February 1, 2026 | +18.0% (unverified) |
| Wps-A Health Solutions Company | January 1, 2026 | +12.6% (unverified) |
| Old Surety Life Ins Co | January 1, 2026 | +25.0% (unverified) |
| Guarantee Trust Life Insurance Company | January 1, 2026 | +13.3% (unverified) |
| Nassau Life Insurance Company | October 1, 2025 | +11.2% (unverified) |
| Physicians Mutual (Psic) | September 1, 2025 | +17.0% (unverified) |
| Farm Bureau Health Plans Member S Health Insurance Company | September 1, 2025 | -7.7% (unverified) |
| GPM Health And Life Insurance Company | October 1, 2024 | +15.5% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Texas
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Texas: federal rules only. State rules change; confirm the current window with the Texas insurance department or your SHIP counselor before you apply anywhere.