Tennessee Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Tennessee insurance regulator and what those filings show about renewal increases.
What Plan G costs in Tennessee
Plan G premiums in Tennessee run from $117.95 to $606.76 per month across 28 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Silverscript Insurance Company | 65 | Attained age | $117.95/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $122.43/mo (unverified) |
| Silverscript Insurance Company | 70 | Attained age | $125.03/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $130.64/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Attained age | $131.58/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $136.26/mo (unverified) |
| GPM Health And Life Insurance Company | 65 | Attained age | $139.07/mo (unverified) |
| Nassau Life Insurance Company | 65 | Attained age | $139.35/mo (unverified) |
| Nassau Life Insurance Company | 70 | Attained age | $146.54/mo (unverified) |
| Trh Health Insurance Company | 65 | Attained age | $149.64/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Attained age | $150.05/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 65 | Attained age | $153.88/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $154.02/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $154.42/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $154.54/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $155.92/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 70 | Attained age | $156.19/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Attained age | $158.48/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $159.92/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Attained age | $162.99/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $166.51/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $170.10/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Attained age | $170.70/mo (unverified) |
| Globe Life And Accident Insurance Company | 65 | Attained age | $173.00/mo (unverified) |
| Woodmenlife | 65 | Attained age | $173.49/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $175.53/mo (unverified) |
| Woodmenlife | 70 | Attained age | $176.01/mo (unverified) |
| Bluecross Blueshield Of Tennessee, Inc. | 65 | Attained age | $178.01/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 65 | Community rated | $178.56/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $179.63/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $181.51/mo (unverified) |
| Humana Achieve (ACompBenefits Insurance Company) | 65 | Attained age | $182.99/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $183.08/mo (unverified) |
| Omaha Supplemental Insurance Company | 65 | Attained age | $184.56/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $186.60/mo (unverified) |
| Erie Family Life Insurance Company | 65 | Attained age | $186.97/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $188.48/mo (unverified) |
| Humana Achieve (ACompBenefits Insurance Company) | 70 | Attained age | $189.32/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $189.92/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $191.04/mo (unverified) |
| Humana (Humana Benefit Plan of Illinois, Inc.) | 65 | Attained age | $191.60/mo (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | 65 | Attained age | $192.42/mo (unverified) |
| Globe Life And Accident Insurance Company | 70 | Attained age | $194.00/mo (unverified) |
| Omaha Supplemental Insurance Company | 70 | Attained age | $195.61/mo (unverified) |
| Erie Family Life Insurance Company | 70 | Attained age | $195.85/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $196.52/mo (unverified) |
| Trh Health Insurance Company | 70 | Attained age | $196.58/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 70 | Community rated | $198.48/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $198.89/mo (unverified) |
| Bluecross Blueshield Of Tennessee, Inc. | 70 | Attained age | $199.09/mo (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | 70 | Attained age | $204.00/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Attained age | $205.13/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $205.26/mo (unverified) |
| Humana (Humana Benefit Plan of Illinois, Inc.) | 70 | Attained age | $205.32/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $207.32/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $212.67/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $215.14/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $218.00/mo (unverified) |
| Bankers Fidelity Assurance Company | 65 | Attained age | $228.31/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 65 | Attained age | $230.82/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $233.26/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 70 | Attained age | $234.28/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $235.59/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $245.30/mo (unverified) |
| Bankers Fidelity Assurance Company | 65 | Attained age | $273.94/mo (unverified) |
| Bankers Fidelity Assurance Company | 70 | Attained age | $258.45/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $275.00/mo (unverified) |
| Bankers Fidelity Assurance Company | 70 | Attained age | $310.13/mo (unverified) |
| Guarantee Trust Life Insurance Company | 65 | Attained age | $339.51/mo (unverified) |
| Guarantee Trust Life Insurance Company | 70 | Attained age | $360.93/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $509.06/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $509.06/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 65 | Community rated | $606.76/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 70 | Community rated | $606.76/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Insurance Company Of North America | September 1, 2026 | +17.0% (unverified) |
| American Benefit Life Insurance Company | September 1, 2026 | +19.0% (unverified) |
| Medico Insurance Company | September 1, 2026 | +8.7% (unverified) |
| Erie Family Life Insurance Company | August 1, 2026 | +17.0% (unverified) |
| Humana (Humana Benefit Plan of Illinois, Inc.) | August 1, 2026 | +30.0% (unverified) |
| USAA Life Insurance Company | August 1, 2026 | +15.0% (unverified) |
| Lifeshield National Insurance Co. | July 1, 2026 | +12.0% (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | July 1, 2026 | +18.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | June 22, 2026 | +17.4% (unverified) |
| Trh Health Insurance Company | June 1, 2026 | +27.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +15.1% (unverified) |
| Bluecross Blueshield Of Tennessee, Inc. | June 1, 2026 | +23.0% (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | June 1, 2026 | +39.9% (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | June 1, 2026 | +39.4% (unverified) |
| Humana Achieve (ACompBenefits Insurance Company) | May 1, 2026 | +29.9% (unverified) |
| Omaha Supplemental Insurance Company | May 1, 2026 | +30.0% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | April 1, 2026 | +17.0% (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | April 1, 2026 | +20.0% (unverified) |
| Guarantee Trust Life Insurance Company | April 1, 2026 | +19.9% (unverified) |
| Globe Life And Accident Insurance Company | March 15, 2026 | +19.5% (unverified) |
| United American Insurance Company | February 15, 2026 | 0.0% (unverified) |
| Silverscript Insurance Company | February 1, 2026 | +12.0% (unverified) |
| State Farm Mutual Automobile Insurance Company | February 1, 2026 | +20.0% (unverified) |
| Woodmenlife | January 15, 2026 | +30.0% (unverified) |
| Wps-A Health Solutions Company | January 1, 2026 | +15.0% (unverified) |
| Physicians Mutual (Psic) | November 1, 2025 | +25.0% (unverified) |
| Physicians Mutual (Psic) | November 1, 2025 | +23.6% (unverified) |
| GPM Health And Life Insurance Company | October 1, 2025 | +30.0% (unverified) |
| Nassau Life Insurance Company | October 1, 2025 | +14.0% (unverified) |
| Bankers Fidelity Assurance Company | September 1, 2025 | +6.9% (unverified) |
Tennessee approved rate actions are published by the state's insurance regulator. A figure on this page is cited to that publication, not to a carrier illustration.
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Tennessee
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Tennessee: federal rules only. State rules change; confirm the current window with the Tennessee insurance department or your SHIP counselor before you apply anywhere.