South Carolina Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the South Carolina insurance regulator and what those filings show about renewal increases.
What Plan G costs in South Carolina
Plan G premiums in South Carolina run from $114.30 to $614.89 per month across 25 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Bankers Fidelity Assurance Company | 65 | Attained age | $114.30/mo (unverified) |
| Nassau Life Insurance Company | 65 | Attained age | $116.28/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $120.30/mo (unverified) |
| Bankers Fidelity Assurance Company | 70 | Attained age | $121.51/mo (unverified) |
| Nassau Life Insurance Company | 70 | Attained age | $122.28/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Attained age | $125.11/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $128.37/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $129.56/mo (unverified) |
| Bankers Fidelity Assurance Company | 65 | Attained age | $137.16/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $137.17/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $138.58/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $139.14/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $140.54/mo (unverified) |
| Bankers Fidelity Assurance Company | 70 | Attained age | $145.81/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $147.18/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Attained age | $148.00/mo (unverified) |
| Humana Achieve (Humana Benefit Plan of Illinois, Inc.) | 65 | Attained age | $148.01/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $150.11/mo (unverified) |
| Lumos Insurance Company | 65 | Attained age | $150.50/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Attained age | $152.22/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $152.46/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $153.06/mo (unverified) |
| Woodmenlife | 65 | Attained age | $153.80/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $154.59/mo (unverified) |
| Lumos Insurance Company | 70 | Attained age | $155.09/mo (unverified) |
| Woodmenlife | 70 | Attained age | $156.04/mo (unverified) |
| Humana Achieve (Humana Benefit Plan of Illinois, Inc.) | 70 | Attained age | $157.06/mo (unverified) |
| Philadelphia American Life Insurance Company | 65 | Attained age | $157.55/mo (unverified) |
| Bluecross And Blueshield Of South Carolina | 65 | Attained age | $158.21/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $159.89/mo (unverified) |
| Mutual Of Omaha Insurance Company | 65 | Attained age | $163.27/mo (unverified) |
| Bluecross And Blueshield Of South Carolina | 65 | Attained age | $163.89/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $167.15/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $169.32/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 65 | Community rated | $171.46/mo (unverified) |
| Philadelphia American Life Insurance Company | 70 | Attained age | $172.55/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $173.93/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $175.67/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $176.65/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $178.35/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $178.40/mo (unverified) |
| Mutual Of Omaha Insurance Company | 70 | Attained age | $179.24/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $181.69/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $183.44/mo (unverified) |
| Aetna Health Insurance Company | 65 | Attained age | $184.26/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $186.83/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $187.85/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $190.32/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 70 | Community rated | $190.60/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $191.17/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $194.58/mo (unverified) |
| Aetna Health Insurance Company | 70 | Attained age | $195.59/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $196.15/mo (unverified) |
| Bluecross And Blueshield Of South Carolina | 70 | Attained age | $197.16/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $208.00/mo (unverified) |
| Bluecross And Blueshield Of South Carolina | 70 | Attained age | $212.25/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $234.95/mo (unverified) |
| Humana Insurance Company | 65 | Attained age | $238.69/mo (unverified) |
| Guarantee Trust Life Insurance Company | 65 | Attained age | $249.09/mo (unverified) |
| GPM Health And Life Insurance Company | 65 | Attained age | $249.23/mo (unverified) |
| Guarantee Trust Life Insurance Company | 70 | Attained age | $264.81/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $265.00/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Attained age | $274.94/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $275.15/mo (unverified) |
| Humana Insurance Company | 70 | Attained age | $282.13/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $291.88/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $562.88/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $562.88/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 65 | Community rated | $614.89/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 70 | Community rated | $614.89/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| American Benefit Life Insurance Company | September 1, 2026 | +19.0% (unverified) |
| USAA Life Insurance Company | September 1, 2026 | +15.0% (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | September 1, 2026 | +19.9% (unverified) |
| Insurance Company Of North America | August 1, 2026 | +17.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | August 1, 2026 | +20.0% (unverified) |
| Lumos Insurance Company | August 1, 2026 | The filing is on record but this figure is not in it. |
| Lifeshield National Insurance Co. | July 1, 2026 | +9.0% (unverified) |
| Humana Achieve (Humana Benefit Plan of Illinois, Inc.) | July 1, 2026 | +20.0% (unverified) |
| Bluecross And Blueshield Of South Carolina | June 1, 2026 | +8.6% (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | June 1, 2026 | +20.4% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +13.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +12.9% (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | June 1, 2026 | +20.2% (unverified) |
| Mutual Of Omaha Insurance Company | May 15, 2026 | +20.0% (unverified) |
| Philadelphia American Life Insurance Company | May 1, 2026 | +18.0% (unverified) |
| United American Insurance Company | May 1, 2026 | +14.8% (unverified) |
| Humana Insurance Company | May 1, 2026 | +15.0% (unverified) |
| Guarantee Trust Life Insurance Company | May 1, 2026 | +7.9% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | April 1, 2026 | +15.0% (unverified) |
| Aetna Health Insurance Company | April 1, 2026 | +20.0% (unverified) |
| State Farm Mutual Automobile Insurance Company | March 1, 2026 | +7.5% (unverified) |
| Bankers Fidelity Assurance Company | February 1, 2026 | +8.9% (unverified) |
| Physicians Mutual (Psic) | February 1, 2026 | +20.0% (unverified) |
| Medico Insurance Company | February 1, 2026 | +20.4% (unverified) |
| Woodmenlife | February 1, 2026 | +20.0% (unverified) |
| Physicians Mutual (Psic) | February 1, 2026 | +18.9% (unverified) |
| GPM Health And Life Insurance Company | December 1, 2025 | +15.0% (unverified) |
| Nassau Life Insurance Company | October 1, 2025 | +7.0% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in South Carolina
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
South Carolina: federal rules only. State rules change; confirm the current window with the South Carolina insurance department or your SHIP counselor before you apply anywhere.