New Hampshire Plan N rate history
Lower premium than Plan G, with small copays at the point of care. This page tracks what Plan N carriers have filed with the New Hampshire insurance regulator and what those filings show about renewal increases.
What Plan N costs in New Hampshire
Plan N premiums in New Hampshire run from $130.86 to $344.94 per month across 16 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Silverscript Insurance Company | 65 | Issue age | $130.86/mo (unverified) |
| Silverscript Insurance Company | 70 | Issue age | $150.02/mo (unverified) |
| Insurance Company Of North America | 65 | Issue age | $151.83/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Issue age | $153.72/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Issue age | $154.62/mo (unverified) |
| United World Life Insurance Company | 65 | Issue age | $156.25/mo (unverified) |
| Insurance Company Of North America | 70 | Issue age | $156.42/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Issue age | $157.40/mo (unverified) |
| Humana Achieve (Emphesys Insurance Company) | 65 | Issue age | $157.54/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Issue age | $159.21/mo (unverified) |
| Medico Insurance Company | 65 | Issue age | $164.51/mo (unverified) |
| Medico Insurance Company | 65 | Issue age | $180.96/mo (unverified) |
| Medico Insurance Company | 70 | Issue age | $164.51/mo (unverified) |
| Humana Achieve (Emphesys Insurance Company) | 70 | Issue age | $169.66/mo (unverified) |
| United World Life Insurance Company | 70 | Issue age | $174.45/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Issue age | $177.14/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Issue age | $182.00/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Issue age | $189.79/mo (unverified) |
| Aetna Health And Life Insurance Company | 65 | Issue age | $192.01/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Issue age | $198.79/mo (unverified) |
| Anthem Health Plans Of New Hampshire, Inc. | 65 | Issue age | $201.33/mo (unverified) |
| Medico Insurance Company | 65 | Issue age | $205.64/mo (unverified) |
| Medico Insurance Company | 70 | Issue age | $180.96/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Issue age | $181.00/mo (unverified) |
| Aetna Health And Life Insurance Company | 70 | Issue age | $214.91/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Issue age | $221.25/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Issue age | $236.10/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Issue age | $182.42/mo (unverified) |
| Medico Insurance Company | 70 | Issue age | $205.64/mo (unverified) |
| Anthem Health Plans Of New Hampshire, Inc. | 70 | Issue age | $241.09/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Issue age | $245.43/mo (unverified) |
| USAA Life Insurance Company | 65 | Issue age | $248.88/mo (unverified) |
| United American Insurance Company | 65 | Issue age | $251.00/mo (unverified) |
| Harvard Pilgrim Health Care, Inc. | 65 | Issue age | $264.00/mo (unverified) |
| USAA Life Insurance Company | 70 | Issue age | $269.28/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Issue age | $273.63/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Issue age | $274.00/mo (unverified) |
| United American Insurance Company | 70 | Issue age | $286.00/mo (unverified) |
| Harvard Pilgrim Health Care, Inc. | 70 | Issue age | $307.00/mo (unverified) |
| Humana Insurance Company | 65 | Issue age | $313.29/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Issue age | $332.87/mo (unverified) |
| Humana Insurance Company | 70 | Issue age | $344.94/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan N policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Silverscript Insurance Company | January 1, 2026 | The filing is on record but this figure is not in it. |
| Bankers Life (Underwritten By Washington National Insurance Company) | January 1, 2026 | The filing is on record but this figure is not in it. |
| State Farm Mutual Automobile Insurance Company | January 1, 2026 | The filing is on record but this figure is not in it. |
| United World Life Insurance Company | January 1, 2026 | The filing is on record but this figure is not in it. |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | January 1, 2026 | The filing is on record but this figure is not in it. |
| Humana Achieve (Emphesys Insurance Company) | January 1, 2026 | The filing is on record but this figure is not in it. |
| Aflac, Underwritten By Tier One Insurance Company | January 1, 2026 | The filing is on record but this figure is not in it. |
| Medico Insurance Company | January 1, 2026 | The filing is on record but this figure is not in it. |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | January 1, 2026 | The filing is on record but this figure is not in it. |
| Aetna Health And Life Insurance Company | January 1, 2026 | The filing is on record but this figure is not in it. |
| Anthem Health Plans Of New Hampshire, Inc. | January 1, 2026 | The filing is on record but this figure is not in it. |
| USAA Life Insurance Company | January 1, 2026 | The filing is on record but this figure is not in it. |
| United American Insurance Company | January 1, 2026 | The filing is on record but this figure is not in it. |
| Harvard Pilgrim Health Care, Inc. | January 1, 2026 | The filing is on record but this figure is not in it. |
| Humana Insurance Company | January 1, 2026 | The filing is on record but this figure is not in it. |
| Insurance Company Of North America | July 1, 2025 | The filing is on record but this figure is not in it. |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
Why there are no premiums on this page yet
We publish a premium or a rate increase only after we have found the carrier’s filing in the state’s public records and linked to it on the page. Until that check is done for this plan and state, we show you the structure of what we track and leave the numbers off. A number without a source is worse than no number.
What Plan N covers
Plan N covers the same ground as Plan G except that you pay the Part B deductible, a small copay for some office and emergency-room visits, and any Part B excess charges your provider bills. In states that prohibit excess charges, that last exposure disappears — which is why Plan N's value depends heavily on where you live.
With Plan N, you still pay:
- The Part B annual deductible
- A copay for some office and emergency-room visits
- Part B excess charges, where a state permits them
Benefits are standardized by federal law, so Plan N from one carrier pays the same claims as Plan N from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan N carriers in New Hampshire
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
New Hampshire: federal rules only. State rules change; confirm the current window with the New Hampshire insurance department or your SHIP counselor before you apply anywhere.