Mississippi Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Mississippi insurance regulator and what those filings show about renewal increases.
What Plan G costs in Mississippi
Plan G premiums in Mississippi run from $103.70 to $592.13 per month across 24 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 65 | Attained age | $103.70/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 70 | Attained age | $108.95/mo (unverified) |
| Nassau Life Insurance Company | 65 | Attained age | $130.39/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 65 | Attained age | $130.84/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $131.60/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $133.28/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Attained age | $135.55/mo (unverified) |
| Nassau Life Insurance Company | 70 | Attained age | $137.11/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 70 | Attained age | $137.46/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Attained age | $138.66/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Attained age | $139.41/mo (unverified) |
| Physicians Mutual Insurance Company | 65 | Attained age | $140.24/mo (unverified) |
| Universal Fidelity Life Insurance Company | 65 | Attained age | $143.38/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $143.60/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $151.64/mo (unverified) |
| Universal Fidelity Life Insurance Company | 70 | Attained age | $152.27/mo (unverified) |
| Blue Cross & Blue Shield Of Mississippi, A Mutual Insurance Company | 65 | Attained age | $155.32/mo (unverified) |
| Woodmenlife | 65 | Attained age | $157.08/mo (unverified) |
| Lumos Insurance Company | 65 | Attained age | $158.81/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $159.35/mo (unverified) |
| Woodmenlife | 70 | Attained age | $159.37/mo (unverified) |
| Physicians Mutual Insurance Company | 70 | Attained age | $160.99/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 65 | Community rated | $161.59/mo (unverified) |
| Humana (Emphesys Insurance Company) | 65 | Attained age | $162.38/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $163.25/mo (unverified) |
| Lumos Insurance Company | 70 | Attained age | $163.64/mo (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | 65 | Attained age | $168.57/mo (unverified) |
| Humana (Emphesys Insurance Company) | 70 | Attained age | $171.46/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $172.04/mo (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | 70 | Attained age | $174.41/mo (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | 65 | Attained age | $174.51/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $177.20/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 70 | Community rated | $179.65/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $184.36/mo (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | 70 | Attained age | $185.18/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $190.32/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $197.62/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $201.32/mo (unverified) |
| United World Life Insurance Company | 65 | Attained age | $204.67/mo (unverified) |
| Blue Cross & Blue Shield Of Mississippi, A Mutual Insurance Company | 70 | Attained age | $204.96/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $210.81/mo (unverified) |
| United World Life Insurance Company | 70 | Attained age | $214.48/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $216.92/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $217.25/mo (unverified) |
| Physicians Mutual Insurance Company | 65 | Attained age | $219.63/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $233.24/mo (unverified) |
| Physicians Mutual Insurance Company | 70 | Attained age | $252.13/mo (unverified) |
| Guarantee Trust Life Insurance Company | 65 | Attained age | $252.72/mo (unverified) |
| GPM Health And Life Insurance Company | 65 | Attained age | $255.90/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $258.00/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $260.03/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $265.81/mo (unverified) |
| Guarantee Trust Life Insurance Company | 70 | Attained age | $268.66/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $276.55/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Attained age | $282.20/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $331.00/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $573.96/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $573.96/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 65 | Community rated | $592.13/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 70 | Community rated | $592.13/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Lifeshield National Insurance Co. | September 1, 2026 | +19.4% (unverified) |
| Lumos Insurance Company | August 1, 2026 | The filing is on record but this figure is not in it. |
| Physicians Mutual Insurance Company | July 1, 2026 | The filing is on record but this figure is not in it. |
| Bankers Life (Underwritten By Washington National Insurance Company) | July 1, 2026 | +18.4% (unverified) |
| USAA Life Insurance Company | July 1, 2026 | +10.0% (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | July 1, 2026 | +19.0% (unverified) |
| United World Life Insurance Company | July 1, 2026 | +7.0% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | June 1, 2026 | +18.0% (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | June 1, 2026 | +20.5% (unverified) |
| Humana (Emphesys Insurance Company) | June 1, 2026 | +19.6% (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | June 1, 2026 | +19.0% (unverified) |
| State Farm Mutual Automobile Insurance Company | June 1, 2026 | +15.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +15.6% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +15.5% (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | June 1, 2026 | +20.2% (unverified) |
| GPM Health And Life Insurance Company | May 1, 2026 | +20.1% (unverified) |
| United American Insurance Company | May 1, 2026 | +14.9% (unverified) |
| Woodmenlife | April 15, 2026 | +18.7% (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | March 1, 2026 | +18.0% (unverified) |
| Guarantee Trust Life Insurance Company | February 1, 2026 | +10.0% (unverified) |
| Universal Fidelity Life Insurance Company | January 1, 2026 | +9.0% (unverified) |
| Blue Cross & Blue Shield Of Mississippi, A Mutual Insurance Company | January 1, 2026 | +36.7% (unverified) |
| Nassau Life Insurance Company | October 1, 2025 | +12.0% (unverified) |
| American Benefit Life Insurance Company | October 1, 2025 | +17.9% (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | September 1, 2025 | +4.9% (unverified) |
| Insurance Company Of North America | July 1, 2025 | The filing is on record but this figure is not in it. |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Mississippi
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Mississippi: federal rules only. State rules change; confirm the current window with the Mississippi insurance department or your SHIP counselor before you apply anywhere.