Michigan Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Michigan insurance regulator and what those filings show about renewal increases.
What Plan G costs in Michigan
Plan G premiums in Michigan run from $113.48 to $518.89 per month across 28 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Farm Bureau Health Plans Member S Health Insurance Company | 65 | Attained age | $113.48/mo (unverified) |
| Farm Bureau Health Plans Member S Health Insurance Company | 70 | Attained age | $128.39/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $149.18/mo (unverified) |
| Silverscript Insurance Company | 65 | Attained age | $150.52/mo (unverified) |
| Mclaren Health Plan Inc | 65 | Attained age | $158.63/mo (unverified) |
| Mclaren Health Plan Inc | 65 | Attained age | $158.63/mo (unverified) |
| Silverscript Insurance Company | 70 | Attained age | $159.44/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $168.83/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $170.42/mo (unverified) |
| Mclaren Health Plan Inc | 65 | Attained age | $174.49/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $175.51/mo (unverified) |
| Lumos Insurance Company | 65 | Attained age | $175.52/mo (unverified) |
| Humana (Humana Insurance Company of Kentucky) | 65 | Attained age | $175.80/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Attained age | $176.05/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Attained age | $177.81/mo (unverified) |
| Health Alliance Plan Of Michigan | 65 | Attained age | $178.00/mo (unverified) |
| Lumos Insurance Company | 70 | Attained age | $180.86/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $182.92/mo (unverified) |
| Priority Health | 65 | Attained age | $182.94/mo (unverified) |
| Humana (Humana Insurance Company of Kentucky) | 70 | Attained age | $185.64/mo (unverified) |
| Priority Health | 65 | Attained age | $188.51/mo (unverified) |
| Omaha Supplemental Insurance Company | 65 | Attained age | $188.55/mo (unverified) |
| Mclaren Health Plan Inc | 70 | Attained age | $189.34/mo (unverified) |
| Mclaren Health Plan Inc | 70 | Attained age | $189.34/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $190.24/mo (unverified) |
| Blue Cross Blue Shield Of Michigan Mutual Insurance Company | 65 | Attained age | $191.31/mo (unverified) |
| Blue Cross Blue Shield Of Michigan Mutual Insurance Company | 65 | Attained age | $191.31/mo (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | 65 | Attained age | $192.38/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $192.97/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Attained age | $193.65/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Attained age | $195.59/mo (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | 65 | Attained age | $196.50/mo (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | 70 | Attained age | $199.04/mo (unverified) |
| Omaha Supplemental Insurance Company | 70 | Attained age | $199.84/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $200.34/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $206.04/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $207.39/mo (unverified) |
| Mclaren Health Plan Inc | 70 | Attained age | $208.28/mo (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | 70 | Attained age | $208.75/mo (unverified) |
| Woodmenlife | 65 | Attained age | $213.76/mo (unverified) |
| Mclaren Health Plan Inc | 65 | Attained age | $214.15/mo (unverified) |
| Woodmenlife | 70 | Attained age | $216.87/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $218.78/mo (unverified) |
| Health Alliance Plan Of Michigan | 70 | Attained age | $219.00/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Attained age | $220.06/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $221.31/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Attained age | $222.26/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $222.53/mo (unverified) |
| Health Alliance Plan Of Michigan | 65 | Attained age | $223.00/mo (unverified) |
| Priority Health | 70 | Attained age | $225.26/mo (unverified) |
| Bankers Fidelity Assurance Company | 65 | Attained age | $225.66/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Attained age | $227.73/mo (unverified) |
| Everence Association Inc | 65 | Issue age | $229.98/mo (unverified) |
| Priority Health | 70 | Attained age | $232.12/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Attained age | $234.21/mo (unverified) |
| Everence Association Inc | 70 | Issue age | $248.74/mo (unverified) |
| Blue Cross Blue Shield Of Michigan Mutual Insurance Company | 70 | Attained age | $252.86/mo (unverified) |
| Blue Cross Blue Shield Of Michigan Mutual Insurance Company | 70 | Attained age | $252.86/mo (unverified) |
| Bankers Fidelity Assurance Company | 70 | Attained age | $252.92/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $253.00/mo (unverified) |
| Mclaren Health Plan Inc | 70 | Attained age | $255.61/mo (unverified) |
| Physicians Life Insurance Company | 65 | Attained age | $262.48/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $269.87/mo (unverified) |
| Bankers Fidelity Assurance Company | 65 | Attained age | $270.79/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Attained age | $272.60/mo (unverified) |
| Health Alliance Plan Of Michigan | 70 | Attained age | $274.00/mo (unverified) |
| Priority Health | 65 | Attained age | $279.24/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $282.61/mo (unverified) |
| Physicians Life Insurance Company | 70 | Attained age | $283.24/mo (unverified) |
| Guarantee Trust Life Insurance Company | 65 | Attained age | $292.40/mo (unverified) |
| Bankers Fidelity Assurance Company | 70 | Attained age | $303.50/mo (unverified) |
| Guarantee Trust Life Insurance Company | 70 | Attained age | $310.85/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $311.09/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Attained age | $316.04/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $321.00/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $331.96/mo (unverified) |
| Priority Health | 70 | Attained age | $343.82/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $348.66/mo (unverified) |
| GPM Health And Life Insurance Company | 65 | Attained age | $373.11/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Attained age | $411.61/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $518.89/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $518.89/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Medico Life And Health Insurance Company | September 1, 2026 | The filing is on record but this figure is not in it. |
| Insurance Company Of North America | August 1, 2026 | +17.0% (unverified) |
| Lumos Insurance Company | August 1, 2026 | The filing is on record but this figure is not in it. |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | August 1, 2026 | +20.0% (unverified) |
| American Benefit Life Insurance Company | August 1, 2026 | +25.0% (unverified) |
| Humana (Humana Insurance Company of Kentucky) | July 1, 2026 | +34.1% (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | July 1, 2026 | +29.0% (unverified) |
| Physicians Life Insurance Company | July 1, 2026 | +29.0% (unverified) |
| Bankers Fidelity Assurance Company | June 4, 2026 | +6.9% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +17.7% (unverified) |
| USAA Life Insurance Company | June 1, 2026 | +15.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | June 1, 2026 | +27.9% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +17.6% (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | May 1, 2026 | +8.0% (unverified) |
| Woodmenlife | May 1, 2026 | +25.0% (unverified) |
| United American Insurance Company | May 1, 2026 | +15.0% (unverified) |
| Mclaren Health Plan Inc | April 1, 2026 | +14.5% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | April 1, 2026 | +15.0% (unverified) |
| Blue Cross Blue Shield Of Michigan Mutual Insurance Company | April 1, 2026 | +22.2% (unverified) |
| Everence Association Inc | April 1, 2026 | +11.9% (unverified) |
| Silverscript Insurance Company | February 1, 2026 | +12.0% (unverified) |
| State Farm Mutual Automobile Insurance Company | January 1, 2026 | +10.0% (unverified) |
| Health Alliance Plan Of Michigan | January 1, 2026 | +15.6% (unverified) |
| Priority Health | January 1, 2026 | +20.0% (unverified) |
| Health Alliance Plan Of Michigan | January 1, 2026 | +15.7% (unverified) |
| Wps-A Health Solutions Company | January 1, 2026 | +9.0% (unverified) |
| Guarantee Trust Life Insurance Company | January 1, 2026 | +7.9% (unverified) |
| Omaha Supplemental Insurance Company | October 1, 2025 | +35.0% (unverified) |
| GPM Health And Life Insurance Company | September 1, 2025 | +20.0% (unverified) |
| Farm Bureau Health Plans Member S Health Insurance Company | June 1, 2025 | +4.5% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Michigan
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Michigan: federal rules only. State rules change; confirm the current window with the Michigan insurance department or your SHIP counselor before you apply anywhere.