Maryland Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Maryland insurance regulator and what those filings show about renewal increases.
What Plan G costs in Maryland
Plan G premiums in Maryland run from $181.84 to $665.05 per month across 20 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Humana (Humana Benefit Plan of Illinois, Inc.) | 65 | Attained age | $181.84/mo (unverified) |
| Humana (Humana Benefit Plan of Illinois, Inc.) | 70 | Attained age | $192.96/mo (unverified) |
| Erie Family Life Insurance Company | 65 | Attained age | $208.46/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $211.50/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Attained age | $211.58/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $212.69/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Attained age | $214.53/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $214.88/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $216.76/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $219.13/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Attained age | $219.67/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $222.16/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $224.64/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Attained age | $225.93/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $226.59/mo (unverified) |
| Carefirst Of Maryland, Inc. | 65 | Attained age | $231.86/mo (unverified) |
| Erie Family Life Insurance Company | 70 | Attained age | $234.19/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $235.71/mo (unverified) |
| Physicians Life Insurance Company | 65 | Issue age | $237.55/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $238.00/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $238.08/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $241.25/mo (unverified) |
| Mutual Of Omaha Insurance Company | 65 | Attained age | $241.72/mo (unverified) |
| Everence Association Inc | 65 | Issue age | $244.19/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $245.00/mo (unverified) |
| Physicians Life Insurance Company | 65 | Attained age | $246.28/mo (unverified) |
| Physicians Life Insurance Company | 70 | Issue age | $247.08/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $249.08/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Attained age | $252.54/mo (unverified) |
| Guarantee Trust Life Insurance Company | 65 | Attained age | $259.72/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $260.88/mo (unverified) |
| Aetna Health Insurance Company | 65 | Attained age | $261.15/mo (unverified) |
| Everence Association Inc | 70 | Issue age | $264.11/mo (unverified) |
| Physicians Life Insurance Company | 70 | Attained age | $265.72/mo (unverified) |
| Mutual Of Omaha Insurance Company | 70 | Attained age | $267.81/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $268.77/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $273.20/mo (unverified) |
| Guarantee Trust Life Insurance Company | 70 | Attained age | $276.11/mo (unverified) |
| Aetna Health Insurance Company | 70 | Attained age | $277.06/mo (unverified) |
| Carefirst Of Maryland, Inc. | 65 | Attained age | $290.33/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $325.15/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $337.04/mo (unverified) |
| GPM Health And Life Insurance Company | 65 | Attained age | $343.03/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Attained age | $378.36/mo (unverified) |
| Carefirst Of Maryland, Inc. | 65 | Attained age | $465.73/mo (unverified) |
| Carefirst Of Maryland, Inc. | 70 | Attained age | $293.63/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $335.00/mo (unverified) |
| Carefirst Of Maryland, Inc. | 70 | Attained age | $340.93/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $353.57/mo (unverified) |
| Carefirst Of Maryland, Inc. | 70 | Attained age | $530.14/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $665.05/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $665.05/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Lifeshield National Insurance Co. | September 1, 2026 | +19.9% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | August 1, 2026 | +15.4% (unverified) |
| American Benefit Life Insurance Company | August 1, 2026 | +19.9% (unverified) |
| Insurance Company Of North America | August 1, 2026 | +17.0% (unverified) |
| Guarantee Trust Life Insurance Company | August 1, 2026 | +7.9% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | August 1, 2026 | +15.5% (unverified) |
| Physicians Life Insurance Company | July 1, 2026 | +37.9% (unverified) |
| Aetna Health Insurance Company | July 1, 2026 | +19.9% (unverified) |
| Mutual Of Omaha Insurance Company | June 15, 2026 | +19.9% (unverified) |
| Erie Family Life Insurance Company | June 1, 2026 | +19.9% (unverified) |
| State Farm Mutual Automobile Insurance Company | June 1, 2026 | +10.9% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +17.1% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +17.0% (unverified) |
| Everence Association Inc | April 1, 2026 | +14.3% (unverified) |
| United American Insurance Company | March 15, 2026 | +7.6% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | March 1, 2026 | +19.9% (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | February 1, 2026 | +19.9% (unverified) |
| Wps-A Health Solutions Company | January 1, 2026 | +9.0% (unverified) |
| Carefirst Of Maryland, Inc. | January 1, 2026 | +14.1% (unverified) |
| Carefirst Of Maryland, Inc. | January 1, 2026 | +14.0% (unverified) |
| Humana (Humana Benefit Plan of Illinois, Inc.) | December 1, 2025 | +19.9% (unverified) |
| GPM Health And Life Insurance Company | December 1, 2025 | +19.9% (unverified) |
| USAA Life Insurance Company | October 1, 2025 | +12.0% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Maryland
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Maryland: federal rules only. State rules change; confirm the current window with the Maryland insurance department or your SHIP counselor before you apply anywhere.