Maine Medigap rate history
What Medicare Supplement carriers have filed in Maine, what those filings say about renewal increases, and which figures we have been able to confirm against the public record.
One designated month a year, Plan A
Commonly described elsewhere as year-round guaranteed issue, which is not what the rule says. Each insurer must designate one month a year in which it will accept any applicant for Plan A. The insurer chooses the month, and it is not required to offer any other plan during it — so check the month and the plan before counting on this.
At a glance
- State
- Maine (ME)
- Plan set
- Federal Plans A–N
- Switching rule
- One designated month a year, Plan A
- We are licensed here
- Not currently
Plans we track in Maine
Plan G in ME
The most comprehensive plan still open to new enrollees.
Plan N in ME
Lower premium than Plan G, with small copays at the point of care.
Reading a rate increase in Maine
Three things decide what happens to your premium over time, and only one of them is the carrier’s logo.
- The block, not the brand. An increase applies to one closed or open block of policies in Maine. A carrier can hold rates on a growing block and push hard on an older one at the same time.
- The rating method. Attained-age policies build an age increase into every renewal on top of any filed rate action. Issue-age and community-rated policies do not. Comparing an attained-age premium to a community-rated one at 65 tells you almost nothing about age 78.
- Whether you can leave. Commonly described elsewhere as year-round guaranteed issue, which is not what the rule says. Each insurer must designate one month a year in which it will accept any applicant for Plan A. The insurer chooses the month, and it is not required to offer any other plan during it — so check the month and the plan before counting on this.
For a carrier’s overall financial condition, the useful public source is the NAIC’s consumer information, not a rate-history table. We report what was filed; we do not grade companies.
Why there are no premiums on this page yet
We publish a premium or a rate increase only after we have found the carrier’s filing in the state’s public records and linked to it on the page. Until that check is done for this plan and state, we show you the structure of what we track and leave the numbers off. A number without a source is worse than no number.