Louisiana Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Louisiana insurance regulator and what those filings show about renewal increases.
What Plan G costs in Louisiana
Plan G premiums in Louisiana run from $130.21 to $322.00 per month across 23 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Bankers Fidelity Assurance Company | 65 | Attained age | $130.21/mo (unverified) |
| Bankers Fidelity Assurance Company | 70 | Attained age | $136.75/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $150.45/mo (unverified) |
| Physicians Mutual Insurance Company | 65 | Attained age | $157.11/mo (unverified) |
| Philadelphia American Life Insurance Company | 65 | Attained age | $159.08/mo (unverified) |
| Bankers Fidelity Assurance Company | 65 | Attained age | $162.77/mo (unverified) |
| Philadelphia American Life Insurance Company | 70 | Attained age | $169.45/mo (unverified) |
| Bankers Fidelity Assurance Company | 70 | Attained age | $170.94/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $171.87/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Attained age | $173.40/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Attained age | $175.66/mo (unverified) |
| Physicians Mutual Insurance Company | 70 | Attained age | $180.39/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $181.09/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $181.91/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $182.68/mo (unverified) |
| Louisiana Health Service And Indemnity Company | 65 | Attained age | $184.40/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $184.45/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $190.00/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $192.42/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $192.96/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Attained age | $193.75/mo (unverified) |
| Lumos Insurance Company | 65 | Attained age | $196.55/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Attained age | $199.27/mo (unverified) |
| Nassau Life Insurance Company | 65 | Attained age | $200.08/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 65 | Attained age | $200.19/mo (unverified) |
| Woodmenlife | 65 | Attained age | $202.17/mo (unverified) |
| Lumos Insurance Company | 70 | Attained age | $202.50/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $203.26/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 70 | Attained age | $204.21/mo (unverified) |
| Woodmenlife | 70 | Attained age | $205.11/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Attained age | $206.97/mo (unverified) |
| Louisiana Health Service And Indemnity Company | 65 | Attained age | $207.40/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $208.08/mo (unverified) |
| Nassau Life Insurance Company | 70 | Attained age | $210.40/mo (unverified) |
| Omaha Insurance Company | 65 | Attained age | $212.94/mo (unverified) |
| Louisiana Health Service And Indemnity Company | 70 | Attained age | $218.60/mo (unverified) |
| Humana Insurance Company | 65 | Attained age | $218.95/mo (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | 65 | Attained age | $220.24/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $223.36/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $223.45/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Attained age | $227.76/mo (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | 70 | Attained age | $227.87/mo (unverified) |
| Omaha Insurance Company | 70 | Attained age | $228.28/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Attained age | $230.04/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $233.87/mo (unverified) |
| Louisiana Health Service And Indemnity Company | 70 | Attained age | $241.60/mo (unverified) |
| Humana Insurance Company | 70 | Attained age | $244.11/mo (unverified) |
| Physicians Mutual Insurance Company | 65 | Attained age | $246.13/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Attained age | $250.54/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $252.00/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Attained age | $253.05/mo (unverified) |
| Aetna Health Insurance Company | 65 | Attained age | $259.73/mo (unverified) |
| Aetna Health Insurance Company | 70 | Attained age | $275.72/mo (unverified) |
| Physicians Mutual Insurance Company | 70 | Attained age | $282.58/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Attained age | $284.70/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Attained age | $287.55/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $288.52/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 65 | Attained age | $300.28/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 70 | Attained age | $306.31/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $322.00/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Lifeshield National Insurance Co. | September 1, 2026 | +9.0% (unverified) |
| Insurance Company Of North America | September 1, 2026 | +17.0% (unverified) |
| Nassau Life Insurance Company | September 1, 2026 | +18.0% (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | September 1, 2026 | +25.0% (unverified) |
| American Benefit Life Insurance Company | August 1, 2026 | +15.0% (unverified) |
| Lumos Insurance Company | August 1, 2026 | The filing is on record but this figure is not in it. |
| Physicians Mutual Insurance Company | July 1, 2026 | The filing is on record but this figure is not in it. |
| USAA Life Insurance Company | July 1, 2026 | +15.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | July 1, 2026 | +14.9% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | July 1, 2026 | +15.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +13.0% (unverified) |
| Louisiana Health Service And Indemnity Company | May 1, 2026 | +17.0% (unverified) |
| Louisiana Health Service And Indemnity Company | May 1, 2026 | +15.4% (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | May 1, 2026 | +25.0% (unverified) |
| Medico Life And Health Insurance Company | May 1, 2026 | The filing is on record but this figure is not in it. |
| Aflac, Underwritten By Tier One Insurance Company | April 1, 2026 | +13.0% (unverified) |
| Aetna Health Insurance Company | April 1, 2026 | +19.0% (unverified) |
| Bankers Fidelity Assurance Company | March 1, 2026 | +8.9% (unverified) |
| United American Insurance Company | March 1, 2026 | +14.9% (unverified) |
| Woodmenlife | February 1, 2026 | +25.0% (unverified) |
| Wps-A Health Solutions Company | January 1, 2026 | +9.0% (unverified) |
| Humana Insurance Company | January 1, 2026 | +20.0% (unverified) |
| Philadelphia American Life Insurance Company | November 1, 2025 | +9.5% (unverified) |
| Omaha Insurance Company | October 15, 2025 | +25.0% (unverified) |
| State Farm Mutual Automobile Insurance Company | October 1, 2025 | +15.0% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Louisiana
Existing policyholders get an annual 63-calendar-day open enrollment window beginning on their birthday. Confirm the benefit limits that apply with the department before relying on the width of it.
Louisiana: birthday rule — 63 days. State rules change; confirm the current window with the Louisiana insurance department or your SHIP counselor before you apply anywhere.