Kansas Plan N rate history
Lower premium than Plan G, with small copays at the point of care. This page tracks what Plan N carriers have filed with the Kansas insurance regulator and what those filings show about renewal increases.
What Plan N costs in Kansas
Plan N premiums in Kansas run from $106.82 to $598.82 per month across 23 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 65 | Attained age | $106.82/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 70 | Attained age | $112.23/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 65 | Attained age | $113.42/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $117.25/mo (unverified) |
| Farm Bureau Health Plans Member S Health Insurance Company | 65 | Attained age | $118.23/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $119.50/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Attained age | $124.56/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 70 | Attained age | $125.49/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $126.50/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $126.51/mo (unverified) |
| Nassau Life Insurance Company | 65 | Attained age | $129.29/mo (unverified) |
| Aetna Health Insurance Company | 65 | Attained age | $130.20/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 65 | Attained age | $130.23/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $131.33/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Attained age | $132.04/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Attained age | $133.37/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 65 | Attained age | $134.70/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Attained age | $134.71/mo (unverified) |
| Nassau Life Insurance Company | 70 | Attained age | $138.30/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $138.39/mo (unverified) |
| Farm Bureau Health Plans Member S Health Insurance Company | 70 | Attained age | $141.01/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 70 | Attained age | $141.51/mo (unverified) |
| Everence Association Inc | 65 | Attained age | $143.44/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Attained age | $144.17/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 70 | Attained age | $144.87/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $145.52/mo (unverified) |
| Aetna Health Insurance Company | 70 | Attained age | $145.78/mo (unverified) |
| Humana (Humana Benefit Plan of Illinois, Inc.) | 65 | Attained age | $145.80/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Attained age | $146.71/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $149.18/mo (unverified) |
| United World Life Insurance Company | 65 | Attained age | $154.63/mo (unverified) |
| Medico Life And Health Insurance Company | 65 | Attained age | $166.72/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Attained age | $148.18/mo (unverified) |
| Humana (Humana Benefit Plan of Illinois, Inc.) | 70 | Attained age | $156.24/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $163.29/mo (unverified) |
| Medico Life And Health Insurance Company | 70 | Attained age | $168.39/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 65 | Attained age | $170.13/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $170.34/mo (unverified) |
| Everence Association Inc | 70 | Attained age | $172.02/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Attained age | $172.83/mo (unverified) |
| GPM Health And Life Insurance Company | 65 | Attained age | $179.37/mo (unverified) |
| Guarantee Trust Life Insurance Company | 65 | Attained age | $181.60/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $182.67/mo (unverified) |
| Blue Cross And Blue Shield Of Kansas City | 65 | Attained age | $185.66/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 70 | Attained age | $188.23/mo (unverified) |
| United World Life Insurance Company | 70 | Attained age | $190.69/mo (unverified) |
| Guarantee Trust Life Insurance Company | 70 | Attained age | $192.87/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Attained age | $198.32/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Attained age | $206.50/mo (unverified) |
| Blue Cross And Blue Shield Of Kansas City | 70 | Attained age | $207.00/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Attained age | $216.05/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $236.00/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $314.00/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Attained age | $533.78/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Attained age | $262.77/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Attained age | $533.78/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 65 | Attained age | $598.82/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 70 | Attained age | $598.82/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan N policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| American Benefit Life Insurance Company | September 1, 2026 | +15.0% (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | August 1, 2026 | +12.0% (unverified) |
| Insurance Company Of North America | August 1, 2026 | +12.0% (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | July 1, 2026 | +12.0% (unverified) |
| Nassau Life Insurance Company | July 1, 2026 | +15.0% (unverified) |
| United World Life Insurance Company | June 12, 2026 | The filing is on record but this figure is not in it. |
| Farm Bureau Health Plans Member S Health Insurance Company | June 1, 2026 | +15.0% (unverified) |
| Lifeshield National Insurance Co. | June 1, 2026 | +9.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | June 1, 2026 | +9.9% (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | June 1, 2026 | +15.4% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +14.0% (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | June 1, 2026 | +15.1% (unverified) |
| Medico Life And Health Insurance Company | April 1, 2026 | The filing is on record but this figure is not in it. |
| Everence Association Inc | April 1, 2026 | +13.0% (unverified) |
| Humana (Humana Benefit Plan of Illinois, Inc.) | April 1, 2026 | +12.0% (unverified) |
| GPM Health And Life Insurance Company | April 1, 2026 | +15.0% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | March 1, 2026 | +15.0% (unverified) |
| Aetna Health Insurance Company | March 1, 2026 | +15.0% (unverified) |
| United American Insurance Company | February 15, 2026 | +14.8% (unverified) |
| State Farm Mutual Automobile Insurance Company | February 1, 2026 | +13.2% (unverified) |
| Wps-A Health Solutions Company | January 1, 2026 | +9.0% (unverified) |
| Guarantee Trust Life Insurance Company | January 1, 2026 | +9.9% (unverified) |
| Blue Cross And Blue Shield Of Kansas City | January 1, 2026 | +6.7% (unverified) |
| USAA Life Insurance Company | October 1, 2025 | 0.0% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan N covers
Plan N covers the same ground as Plan G except that you pay the Part B deductible, a small copay for some office and emergency-room visits, and any Part B excess charges your provider bills. In states that prohibit excess charges, that last exposure disappears — which is why Plan N's value depends heavily on where you live.
With Plan N, you still pay:
- The Part B annual deductible
- A copay for some office and emergency-room visits
- Part B excess charges, where a state permits them
Benefits are standardized by federal law, so Plan N from one carrier pays the same claims as Plan N from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan N carriers in Kansas
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Kansas: federal rules only. State rules change; confirm the current window with the Kansas insurance department or your SHIP counselor before you apply anywhere.