Iowa Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Iowa insurance regulator and what those filings show about renewal increases.
What Plan G costs in Iowa
Plan G premiums in Iowa run from $126.67 to $575.80 per month across 27 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Physicians Mutual (Psic) | 65 | Attained age | $126.67/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $134.20/mo (unverified) |
| GPM Health And Life Insurance Company | 65 | Attained age | $134.61/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $135.19/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $137.58/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Attained age | $140.64/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $145.65/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $149.17/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Attained age | $149.76/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $151.08/mo (unverified) |
| Nassau Life Insurance Company | 65 | Attained age | $153.35/mo (unverified) |
| Nassau Life Insurance Company | 70 | Attained age | $161.26/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $161.48/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Attained age | $165.42/mo (unverified) |
| Pekin Life Insurance Company | 65 | Attained age | $166.91/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $168.67/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $169.52/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Attained age | $170.13/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $174.55/mo (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | 65 | Attained age | $175.28/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $176.01/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Attained age | $178.45/mo (unverified) |
| Lumos Insurance Company | 65 | Attained age | $179.46/mo (unverified) |
| Medico Corp Life Insurance Company | 65 | Attained age | $180.11/mo (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | 70 | Attained age | $181.35/mo (unverified) |
| Medico Corp Life Insurance Company | 70 | Attained age | $181.92/mo (unverified) |
| Lumos Insurance Company | 70 | Attained age | $184.89/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $185.54/mo (unverified) |
| Medica Health Plans | 65 | Attained age | $187.76/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $187.81/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $188.53/mo (unverified) |
| Bankers Fidelity Assurance Company | 65 | Attained age | $189.25/mo (unverified) |
| Everence Association Inc | 65 | Issue age | $192.33/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $193.81/mo (unverified) |
| Bankers Fidelity Assurance Company | 70 | Attained age | $196.90/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $197.34/mo (unverified) |
| Medico Corp Life Insurance Company | 65 | Attained age | $198.12/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $199.33/mo (unverified) |
| Medica Health Plans | 70 | Attained age | $199.41/mo (unverified) |
| Wellmark, Inc. | 65 | Attained age | $199.90/mo (unverified) |
| Medico Corp Life Insurance Company | 70 | Attained age | $200.11/mo (unverified) |
| Aetna Health Insurance Company | 65 | Attained age | $200.17/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $201.31/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $206.37/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $207.99/mo (unverified) |
| Everence Association Inc | 70 | Issue age | $208.02/mo (unverified) |
| Aetna Health Insurance Company | 70 | Attained age | $212.50/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $217.80/mo (unverified) |
| Pekin Life Insurance Company | 70 | Attained age | $219.50/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $221.34/mo (unverified) |
| United Of Omaha Life Insurance Company | 65 | Attained age | $222.74/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Attained age | $223.53/mo (unverified) |
| Medico Corp Life Insurance Company | 65 | Attained age | $225.14/mo (unverified) |
| Bankers Fidelity Assurance Company | 65 | Attained age | $227.10/mo (unverified) |
| Medico Corp Life Insurance Company | 70 | Attained age | $227.40/mo (unverified) |
| Heartland National Life Insurance Company | 65 | Attained age | $230.71/mo (unverified) |
| Heartland National Life Insurance Company | 70 | Attained age | $230.71/mo (unverified) |
| Wellmark, Inc. | 70 | Attained age | $232.40/mo (unverified) |
| Bankers Fidelity Assurance Company | 70 | Attained age | $236.28/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $244.46/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $258.00/mo (unverified) |
| United Of Omaha Life Insurance Company | 70 | Attained age | $259.58/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $268.66/mo (unverified) |
| Wellmark, Inc. | 65 | Attained age | $275.40/mo (unverified) |
| Guarantee Trust Life Insurance Company | 65 | Attained age | $280.26/mo (unverified) |
| Humana Insurance Company | 65 | Attained age | $297.90/mo (unverified) |
| Guarantee Trust Life Insurance Company | 70 | Attained age | $298.01/mo (unverified) |
| Wellmark, Inc. | 70 | Attained age | $320.10/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $331.00/mo (unverified) |
| Humana Insurance Company | 70 | Attained age | $352.12/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $575.80/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $575.80/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Heartland National Life Insurance Company | September 1, 2026 | +25.0% (unverified) |
| United Of Omaha Life Insurance Company | August 28, 2026 | The filing is on record but this figure is not in it. |
| Insurance Company Of North America | August 1, 2026 | +17.0% (unverified) |
| American Benefit Life Insurance Company | August 1, 2026 | +22.5% (unverified) |
| Lumos Insurance Company | August 1, 2026 | The filing is on record but this figure is not in it. |
| Medico Corp Life Insurance Company | August 1, 2026 | -35.9% (unverified) |
| United American Insurance Company | August 1, 2026 | +10.0% (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | July 1, 2026 | +8.0% (unverified) |
| Nassau Life Insurance Company | July 1, 2026 | +23.0% (unverified) |
| Lifeshield National Insurance Co. | June 1, 2026 | +20.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | June 1, 2026 | +24.4% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +19.5% (unverified) |
| Medica Health Plans | June 1, 2026 | +24.9% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +19.4% (unverified) |
| Pekin Life Insurance Company | May 1, 2026 | +21.9% (unverified) |
| USAA Life Insurance Company | May 1, 2026 | +15.0% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | April 1, 2026 | +23.6% (unverified) |
| Everence Association Inc | April 1, 2026 | +14.3% (unverified) |
| Aetna Health Insurance Company | April 1, 2026 | +19.9% (unverified) |
| Bankers Fidelity Assurance Company | March 1, 2026 | +15.9% (unverified) |
| Guarantee Trust Life Insurance Company | March 1, 2026 | +16.9% (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | January 1, 2026 | +24.9% (unverified) |
| Wps-A Health Solutions Company | January 1, 2026 | +15.0% (unverified) |
| State Farm Mutual Automobile Insurance Company | January 1, 2026 | +18.0% (unverified) |
| Wellmark, Inc. | January 1, 2026 | +12.3% (unverified) |
| Humana Insurance Company | January 1, 2026 | +14.0% (unverified) |
| Physicians Mutual (Psic) | October 1, 2025 | +22.7% (unverified) |
| GPM Health And Life Insurance Company | October 1, 2025 | +30.6% (unverified) |
| Physicians Mutual (Psic) | October 1, 2025 | +21.5% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Iowa
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Iowa: federal rules only. State rules change; confirm the current window with the Iowa insurance department or your SHIP counselor before you apply anywhere.