Indiana Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Indiana insurance regulator and what those filings show about renewal increases.
What Plan G costs in Indiana
Plan G premiums in Indiana run from $109.46 to $602.89 per month across 27 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 65 | Attained age | $109.46/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 70 | Attained age | $115.00/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Attained age | $119.42/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $121.39/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $123.67/mo (unverified) |
| Farm Bureau Health Plans Member S Health Insurance Company | 65 | Attained age | $130.00/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $130.39/mo (unverified) |
| New Era Life Insurance Company | 65 | Attained age | $131.72/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Attained age | $133.77/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Attained age | $137.58/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 65 | Attained age | $138.20/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 65 | Attained age | $139.19/mo (unverified) |
| New Era Life Insurance Company | 70 | Attained age | $141.46/mo (unverified) |
| Farm Bureau Health Plans Member S Health Insurance Company | 70 | Attained age | $143.50/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 70 | Attained age | $145.19/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $154.36/mo (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | 65 | Attained age | $158.13/mo (unverified) |
| Mutual Of Omaha Insurance Company | 65 | Attained age | $161.00/mo (unverified) |
| Erie Family Life Insurance Company | 65 | Attained age | $162.63/mo (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | 70 | Attained age | $163.60/mo (unverified) |
| Woodmenlife | 65 | Attained age | $163.80/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $165.58/mo (unverified) |
| Globe Life And Accident Insurance Company | 65 | Attained age | $166.00/mo (unverified) |
| Woodmenlife | 70 | Attained age | $166.17/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $166.35/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $169.96/mo (unverified) |
| Erie Family Life Insurance Company | 70 | Attained age | $170.41/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $173.08/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 70 | Attained age | $173.71/mo (unverified) |
| Anthem Ins Co Inc | 65 | Attained age | $175.73/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $175.75/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $175.89/mo (unverified) |
| Mutual Of Omaha Insurance Company | 70 | Attained age | $178.38/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $179.49/mo (unverified) |
| Everence Association Inc | 65 | Issue age | $180.50/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $182.59/mo (unverified) |
| Pekin Life Insurance Company | 65 | Attained age | $182.66/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $183.17/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $185.01/mo (unverified) |
| Globe Life And Accident Insurance Company | 70 | Attained age | $186.00/mo (unverified) |
| Aetna Health And Life Insurance Company | 65 | Attained age | $187.09/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $187.85/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $192.12/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $194.26/mo (unverified) |
| Everence Association Inc | 70 | Issue age | $196.19/mo (unverified) |
| Aetna Health And Life Insurance Company | 70 | Attained age | $198.34/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Attained age | $198.70/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $201.49/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $203.51/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $204.00/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 65 | Attained age | $208.78/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $210.12/mo (unverified) |
| Humana (Humana Benefit Plan of Illinois, Inc.) | 65 | Attained age | $212.90/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $213.57/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $216.88/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $224.00/mo (unverified) |
| Anthem Ins Co Inc | 70 | Attained age | $224.95/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $227.13/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $228.97/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $231.26/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Attained age | $238.51/mo (unverified) |
| Pekin Life Insurance Company | 70 | Attained age | $240.35/mo (unverified) |
| Humana (Humana Benefit Plan of Illinois, Inc.) | 70 | Attained age | $248.85/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 70 | Attained age | $260.57/mo (unverified) |
| GPM Health And Life Insurance Company | 65 | Attained age | $273.50/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $280.16/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $292.00/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Attained age | $301.71/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $602.89/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $602.89/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Insurance Company Of North America | September 1, 2026 | +32.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | September 1, 2026 | +24.9% (unverified) |
| USAA Life Insurance Company | September 1, 2026 | +15.0% (unverified) |
| Pekin Life Insurance Company | July 1, 2026 | +30.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +25.2% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +25.1% (unverified) |
| Globe Life And Accident Insurance Company | May 1, 2026 | +19.8% (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | April 1, 2026 | +42.7% (unverified) |
| Everence Association Inc | April 1, 2026 | +17.7% (unverified) |
| Medico Insurance Company | April 1, 2026 | +34.5% (unverified) |
| Medico Insurance Company | April 1, 2026 | +34.6% (unverified) |
| Woodmenlife | March 15, 2026 | +30.0% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | March 1, 2026 | +21.0% (unverified) |
| United American Insurance Company | February 1, 2026 | +8.8% (unverified) |
| Anthem Ins Co Inc | January 1, 2026 | +12.6% (unverified) |
| Wps-A Health Solutions Company | January 1, 2026 | +15.0% (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | December 1, 2025 | +19.5% (unverified) |
| Humana (Humana Benefit Plan of Illinois, Inc.) | December 1, 2025 | +19.5% (unverified) |
| GPM Health And Life Insurance Company | December 1, 2025 | +28.0% (unverified) |
| Physicians Mutual (Psic) | November 1, 2025 | +23.0% (unverified) |
| Erie Family Life Insurance Company | November 1, 2025 | +14.0% (unverified) |
| Physicians Mutual (Psic) | November 1, 2025 | +21.8% (unverified) |
| Mutual Of Omaha Insurance Company | October 15, 2025 | +29.0% (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | October 1, 2025 | +9.9% (unverified) |
| Lifeshield National Insurance Co. | October 1, 2025 | +9.0% (unverified) |
| Farm Bureau Health Plans Member S Health Insurance Company | October 1, 2025 | +20.0% (unverified) |
| American Benefit Life Insurance Company | October 1, 2025 | +10.0% (unverified) |
| State Farm Mutual Automobile Insurance Company | October 1, 2025 | +15.0% (unverified) |
| Aetna Health And Life Insurance Company | October 1, 2025 | +25.0% (unverified) |
| New Era Life Insurance Company | September 1, 2025 | +9.7% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Indiana
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Indiana: federal rules only. State rules change; confirm the current window with the Indiana insurance department or your SHIP counselor before you apply anywhere.