Illinois Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Illinois insurance regulator and what those filings show about renewal increases.
What Plan G costs in Illinois
Plan G premiums in Illinois run from $121.91 to $735.60 per month across 29 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 65 | Attained age | $121.91/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 65 | Attained age | $153.78/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 70 | Attained age | $128.08/mo (unverified) |
| Nassau Life Insurance Company | 65 | Attained age | $158.99/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 70 | Attained age | $161.56/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Attained age | $162.88/mo (unverified) |
| Nassau Life Insurance Company | 70 | Attained age | $167.19/mo (unverified) |
| Physicians Mutual Insurance Company | 65 | Attained age | $167.30/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $168.68/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $169.84/mo (unverified) |
| Globe Life And Accident Insurance Company | 65 | Attained age | $170.00/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $176.71/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $182.42/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $184.26/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $185.00/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $186.11/mo (unverified) |
| Globe Life And Accident Insurance Company | 70 | Attained age | $190.00/mo (unverified) |
| Physicians Mutual Insurance Company | 70 | Attained age | $192.06/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $192.74/mo (unverified) |
| BCBS IL/TX/NM/OK | 65 | Attained age | $194.01/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $199.57/mo (unverified) |
| BCBS IL/TX/NM/OK | 65 | Attained age | $201.43/mo (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | 65 | Attained age | $202.57/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $202.68/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $204.72/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $208.85/mo (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | 70 | Attained age | $209.56/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Attained age | $211.45/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $211.89/mo (unverified) |
| Woodmenlife | 65 | Attained age | $213.68/mo (unverified) |
| Woodmenlife | 70 | Attained age | $216.77/mo (unverified) |
| BCBS IL/TX/NM/OK | 65 | Attained age | $217.30/mo (unverified) |
| Omaha Insurance Company | 65 | Attained age | $218.11/mo (unverified) |
| Humana (Emphesys Insurance Company) | 65 | Attained age | $218.35/mo (unverified) |
| Manhattanlife Insurance And Annuity Company | 65 | Attained age | $218.58/mo (unverified) |
| Erie Family Life Insurance Company | 65 | Attained age | $221.19/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 65 | Community rated | $221.98/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $222.45/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Attained age | $223.50/mo (unverified) |
| BCBS IL/TX/NM/OK | 65 | Attained age | $224.72/mo (unverified) |
| BCBS IL/TX/NM/OK | 70 | Attained age | $227.46/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Attained age | $229.87/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $230.32/mo (unverified) |
| Omaha Insurance Company | 70 | Attained age | $230.54/mo (unverified) |
| Erie Family Life Insurance Company | 70 | Attained age | $231.70/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $232.63/mo (unverified) |
| Manhattanlife Insurance And Annuity Company | 70 | Attained age | $234.00/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $235.96/mo (unverified) |
| Pekin Life Insurance Company | 65 | Attained age | $237.72/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $239.53/mo (unverified) |
| Humana (Emphesys Insurance Company) | 70 | Attained age | $240.45/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $246.14/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 70 | Community rated | $246.64/mo (unverified) |
| Everence Association Inc | 65 | Issue age | $247.50/mo (unverified) |
| BCBS IL/TX/NM/OK | 70 | Attained age | $250.75/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Attained age | $253.58/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $254.77/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $257.78/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $259.93/mo (unverified) |
| Aetna Health Insurance Company | 65 | Attained age | $260.40/mo (unverified) |
| Physicians Mutual Insurance Company | 65 | Attained age | $262.07/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $265.06/mo (unverified) |
| Everence Association Inc | 70 | Issue age | $267.67/mo (unverified) |
| BCBS IL/TX/NM/OK | 70 | Attained age | $268.88/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $276.00/mo (unverified) |
| Aetna Health Insurance Company | 70 | Attained age | $276.56/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $289.34/mo (unverified) |
| BCBS IL/TX/NM/OK | 70 | Attained age | $292.17/mo (unverified) |
| Physicians Mutual Insurance Company | 70 | Attained age | $300.87/mo (unverified) |
| Pekin Life Insurance Company | 70 | Attained age | $313.16/mo (unverified) |
| Guarantee Trust Life Insurance Company | 65 | Attained age | $316.74/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $318.00/mo (unverified) |
| Guarantee Trust Life Insurance Company | 70 | Attained age | $348.60/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $354.00/mo (unverified) |
| GPM Health And Life Insurance Company | 65 | Attained age | $355.01/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Attained age | $391.59/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $585.42/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $585.42/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 65 | Community rated | $735.60/mo (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | 70 | Community rated | $735.60/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| American Benefit Life Insurance Company | September 1, 2026 | +30.0% (unverified) |
| Physicians Mutual Insurance Company | August 1, 2026 | The filing is on record but this figure is not in it. |
| Insurance Company Of North America | August 1, 2026 | +22.0% (unverified) |
| Humana (Emphesys Insurance Company) | August 1, 2026 | +29.0% (unverified) |
| USAA Life Insurance Company | August 1, 2026 | +13.0% (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | July 1, 2026 | +21.1% (unverified) |
| Lifeshield National Insurance Co. | June 1, 2026 | +15.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +15.6% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | June 1, 2026 | +23.9% (unverified) |
| Omaha Insurance Company | June 1, 2026 | +8.5% (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | June 1, 2026 | +35.7% (unverified) |
| Pekin Life Insurance Company | June 1, 2026 | +30.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +15.5% (unverified) |
| AARP Medicare Supplement Insurance Plans, Insured By United Healthcare Insurance Company Of America | June 1, 2026 | +35.3% (unverified) |
| Medico Insurance Company | May 1, 2026 | The filing is on record but this figure is not in it. |
| BCBS IL/TX/NM/OK | April 1, 2026 | +25.0% (unverified) |
| BCBS IL/TX/NM/OK | April 1, 2026 | +15.0% (unverified) |
| BCBS IL/TX/NM/OK | April 1, 2026 | +22.5% (unverified) |
| BCBS IL/TX/NM/OK | April 1, 2026 | +13.8% (unverified) |
| State Farm Mutual Automobile Insurance Company | April 1, 2026 | +20.0% (unverified) |
| Everence Association Inc | April 1, 2026 | +13.1% (unverified) |
| Aetna Health Insurance Company | April 1, 2026 | +25.0% (unverified) |
| Globe Life And Accident Insurance Company | March 15, 2026 | +19.9% (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | March 1, 2026 | +29.0% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | March 1, 2026 | +23.0% (unverified) |
| Erie Family Life Insurance Company | March 1, 2026 | +22.0% (unverified) |
| United American Insurance Company | March 1, 2026 | +15.1% (unverified) |
| Woodmenlife | February 1, 2026 | +35.0% (unverified) |
| Manhattanlife Insurance And Annuity Company | February 1, 2026 | +24.0% (unverified) |
| Nassau Life Insurance Company | January 1, 2026 | +14.0% (unverified) |
| Wps-A Health Solutions Company | January 1, 2026 | +14.5% (unverified) |
| Guarantee Trust Life Insurance Company | January 1, 2026 | +7.9% (unverified) |
| GPM Health And Life Insurance Company | October 1, 2025 | +35.0% (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | September 1, 2025 | +2.9% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Illinois
Narrower than most, in two ways worth knowing before you plan around it. The 45-day window from your birthday is open only to policyholders aged 65 through 75, and it lets you move to a policy of equal or lesser benefits with the same insurer — not to a different company. Inside it, the insurer cannot decline you or price you on your health.
Illinois: birthday rule — 45 days, ages 65–75, same insurer. State rules change; confirm the current window with the Illinois insurance department or your SHIP counselor before you apply anywhere.