Hawaii Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Hawaii insurance regulator and what those filings show about renewal increases.
What Plan G costs in Hawaii
Plan G premiums in Hawaii run from $134.30 to $533.50 per month across 8 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| USAA Life Insurance Company | 65 | Attained age | $134.30/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $150.28/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $152.92/mo (unverified) |
| Mutual Of Omaha Insurance Company | 65 | Attained age | $154.46/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $158.00/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $167.89/mo (unverified) |
| Mutual Of Omaha Insurance Company | 70 | Attained age | $175.33/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $187.51/mo (unverified) |
| Loyal American Life Insurance Company (Healthspring) | 65 | Attained age | $198.90/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $199.60/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $202.00/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $207.26/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $217.09/mo (unverified) |
| Loyal American Life Insurance Company (Healthspring) | 70 | Attained age | $236.07/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $246.85/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $268.01/mo (unverified) |
| Humana Insurance Company | 65 | Attained age | $299.51/mo (unverified) |
| Humana Insurance Company | 70 | Attained age | $354.01/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $533.50/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $533.50/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Loyal American Life Insurance Company (Healthspring) | August 1, 2026 | +15.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +15.0% (unverified) |
| Humana Insurance Company | June 1, 2026 | +8.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +14.9% (unverified) |
| State Farm Mutual Automobile Insurance Company | April 1, 2026 | +15.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | February 1, 2026 | +8.1% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | February 1, 2026 | +8.2% (unverified) |
| United American Insurance Company | November 1, 2025 | +9.5% (unverified) |
| USAA Life Insurance Company | October 1, 2025 | +9.0% (unverified) |
| Mutual Of Omaha Insurance Company | September 1, 2025 | +15.0% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Hawaii
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Hawaii: federal rules only. State rules change; confirm the current window with the Hawaii insurance department or your SHIP counselor before you apply anywhere.