Georgia Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Georgia insurance regulator and what those filings show about renewal increases.
What Plan G costs in Georgia
Plan G premiums in Georgia run from $144.62 to $553.19 per month across 20 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 65 | Issue age | $144.62/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 70 | Issue age | $149.80/mo (unverified) |
| Medico Insurance Company | 65 | Issue age | $158.92/mo (unverified) |
| Medico Insurance Company | 65 | Issue age | $174.81/mo (unverified) |
| Medico Insurance Company | 70 | Issue age | $158.92/mo (unverified) |
| Medico Insurance Company | 70 | Issue age | $174.81/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Issue age | $175.07/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 65 | Issue age | $180.25/mo (unverified) |
| Lumos Insurance Company | 65 | Issue age | $180.58/mo (unverified) |
| Lumos Insurance Company | 70 | Issue age | $186.04/mo (unverified) |
| Humana (Emphesys Insurance Company) | 65 | Issue age | $186.13/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 70 | Issue age | $186.69/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Issue age | $190.59/mo (unverified) |
| Anthem Ins Co Inc | 65 | Issue age | $191.00/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Issue age | $194.40/mo (unverified) |
| Insurance Company Of North America | 65 | Issue age | $195.50/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Issue age | $196.36/mo (unverified) |
| USAA Life Insurance Company | 65 | Issue age | $196.86/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Issue age | $197.50/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Issue age | $198.12/mo (unverified) |
| Medico Insurance Company | 65 | Issue age | $198.65/mo (unverified) |
| Medico Insurance Company | 70 | Issue age | $198.65/mo (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | 65 | Issue age | $199.09/mo (unverified) |
| Humana (Emphesys Insurance Company) | 70 | Issue age | $199.12/mo (unverified) |
| Insurance Company Of North America | 70 | Issue age | $199.67/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Issue age | $201.62/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Issue age | $203.23/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Issue age | $206.81/mo (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | 70 | Issue age | $213.16/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Issue age | $213.79/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Issue age | $215.89/mo (unverified) |
| Anthem Ins Co Inc | 70 | Issue age | $216.00/mo (unverified) |
| USAA Life Insurance Company | 70 | Issue age | $223.72/mo (unverified) |
| Physicians Life Insurance Company | 65 | Issue age | $226.02/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Issue age | $226.07/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Issue age | $233.25/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Issue age | $235.37/mo (unverified) |
| Physicians Life Insurance Company | 70 | Issue age | $238.90/mo (unverified) |
| Omaha Supplemental Insurance Company | 65 | Issue age | $255.71/mo (unverified) |
| GPM Health And Life Insurance Company | 65 | Issue age | $269.17/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Issue age | $273.25/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Issue age | $278.87/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Issue age | $297.19/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Issue age | $208.65/mo (unverified) |
| Omaha Supplemental Insurance Company | 70 | Issue age | $281.78/mo (unverified) |
| Guarantee Trust Life Insurance Company | 65 | Issue age | $308.15/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Issue age | $312.98/mo (unverified) |
| Guarantee Trust Life Insurance Company | 70 | Issue age | $323.85/mo (unverified) |
| United American Insurance Company | 65 | Issue age | $332.00/mo (unverified) |
| United American Insurance Company | 70 | Issue age | $362.00/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Issue age | $468.82/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Issue age | $553.19/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Lifeshield National Insurance Co. | September 1, 2026 | +15.0% (unverified) |
| Insurance Company Of North America | September 1, 2026 | +15.0% (unverified) |
| American Benefit Life Insurance Company | September 1, 2026 | +15.0% (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | August 1, 2026 | +6.9% (unverified) |
| Lumos Insurance Company | August 1, 2026 | The filing is on record but this figure is not in it. |
| Physicians Life Insurance Company | August 1, 2026 | +15.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | July 1, 2026 | +9.9% (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | July 1, 2026 | +15.0% (unverified) |
| Omaha Supplemental Insurance Company | July 1, 2026 | The filing is on record but this figure is not in it. |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +15.9% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +15.8% (unverified) |
| GPM Health And Life Insurance Company | May 1, 2026 | +15.0% (unverified) |
| Guarantee Trust Life Insurance Company | April 1, 2026 | +15.0% (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | March 1, 2026 | +15.0% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | March 1, 2026 | +15.0% (unverified) |
| Medico Insurance Company | February 1, 2026 | +24.3% (unverified) |
| State Farm Mutual Automobile Insurance Company | February 1, 2026 | The filing is on record but this figure is not in it. |
| United American Insurance Company | January 15, 2026 | +9.8% (unverified) |
| Anthem Ins Co Inc | January 1, 2026 | +15.1% (unverified) |
| Humana (Emphesys Insurance Company) | October 1, 2025 | +15.0% (unverified) |
| USAA Life Insurance Company | October 1, 2025 | +4.0% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Georgia
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Georgia: federal rules only. State rules change; confirm the current window with the Georgia insurance department or your SHIP counselor before you apply anywhere.