Florida Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Florida insurance regulator and what those filings show about renewal increases.
What Plan G costs in Florida
Plan G premiums in Florida run from $200.58 to $344.00 per month across 24 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| GPM Health And Life Insurance Company | 65 | Issue age | $200.58/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Issue age | $201.19/mo (unverified) |
| Silverscript Insurance Company | 65 | Issue age | $213.83/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Issue age | $215.80/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Issue age | $217.72/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Issue age | $222.33/mo (unverified) |
| United World Life Insurance Company | 65 | Issue age | $223.30/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Issue age | $226.38/mo (unverified) |
| Medico Insurance Company | 65 | Issue age | $226.61/mo (unverified) |
| Medico Insurance Company | 70 | Issue age | $226.61/mo (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | 65 | Issue age | $227.54/mo (unverified) |
| Silverscript Insurance Company | 70 | Issue age | $228.24/mo (unverified) |
| Everence Association Inc | 65 | Issue age | $228.27/mo (unverified) |
| Woodmenlife | 65 | Issue age | $229.02/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Issue age | $230.61/mo (unverified) |
| Insurance Company Of North America | 65 | Issue age | $235.98/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Issue age | $237.50/mo (unverified) |
| Insurance Company Of North America | 70 | Issue age | $241.27/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Issue age | $241.35/mo (unverified) |
| New Era Life Insurance Company | 65 | Issue age | $243.02/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Issue age | $243.22/mo (unverified) |
| United World Life Insurance Company | 70 | Issue age | $243.48/mo (unverified) |
| Woodmenlife | 70 | Issue age | $246.04/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Issue age | $246.13/mo (unverified) |
| Everence Association Inc | 70 | Issue age | $246.88/mo (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | 70 | Issue age | $247.29/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Issue age | $251.42/mo (unverified) |
| Blue Cross And Blue Shield Of Florida, Inc. | 65 | Issue age | $255.07/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Issue age | $255.83/mo (unverified) |
| New Era Life Insurance Company | 70 | Issue age | $260.10/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Issue age | $262.40/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Issue age | $264.77/mo (unverified) |
| USAA Life Insurance Company | 65 | Issue age | $266.22/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Issue age | $273.78/mo (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | 65 | Issue age | $274.31/mo (unverified) |
| Physicians Life Insurance Company | 65 | Issue age | $276.39/mo (unverified) |
| Lumos Insurance Company | 65 | Issue age | $276.90/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Issue age | $278.72/mo (unverified) |
| Humana Insurance Company | 65 | Issue age | $281.56/mo (unverified) |
| Medico Insurance Company | 65 | Issue age | $283.27/mo (unverified) |
| Medico Insurance Company | 70 | Issue age | $283.27/mo (unverified) |
| Lumos Insurance Company | 70 | Issue age | $285.30/mo (unverified) |
| United American Insurance Company | 65 | Issue age | $286.00/mo (unverified) |
| Physicians Life Insurance Company | 70 | Issue age | $290.77/mo (unverified) |
| Blue Cross And Blue Shield Of Florida, Inc. | 70 | Issue age | $293.49/mo (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | 70 | Issue age | $299.13/mo (unverified) |
| USAA Life Insurance Company | 70 | Issue age | $300.22/mo (unverified) |
| Humana Insurance Company | 70 | Issue age | $314.30/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Issue age | $316.27/mo (unverified) |
| United American Insurance Company | 70 | Issue age | $344.00/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| American Benefit Life Insurance Company | September 1, 2026 | +12.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | August 1, 2026 | 0.0% (unverified) |
| Lumos Insurance Company | August 1, 2026 | The filing is on record but this figure is not in it. |
| Humana Insurance Company | August 1, 2026 | +11.5% (unverified) |
| Lifeshield National Insurance Co. | July 1, 2026 | +12.0% (unverified) |
| Woodmenlife | July 1, 2026 | +10.8% (unverified) |
| New Era Life Insurance Company | July 1, 2026 | +10.0% (unverified) |
| Continental Life Insurance Company Of Brentwood, Tennessee (Aetna) | July 1, 2026 | +12.5% (unverified) |
| Physicians Life Insurance Company | July 1, 2026 | +12.0% (unverified) |
| State Farm Mutual Automobile Insurance Company | June 1, 2026 | +10.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +15.3% (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | May 1, 2026 | +10.3% (unverified) |
| Humana Achieve (CompBenefits Insurance Company) | April 1, 2026 | +14.0% (unverified) |
| Everence Association Inc | April 1, 2026 | +9.0% (unverified) |
| United American Insurance Company | March 15, 2026 | +17.7% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | March 1, 2026 | +15.0% (unverified) |
| Silverscript Insurance Company | February 1, 2026 | +8.0% (unverified) |
| Insurance Company Of North America | January 1, 2026 | The filing is on record but this figure is not in it. |
| Wps-A Health Solutions Company | January 1, 2026 | +16.5% (unverified) |
| Blue Cross And Blue Shield Of Florida, Inc. | January 1, 2026 | +17.4% (unverified) |
| GPM Health And Life Insurance Company | November 1, 2025 | +9.0% (unverified) |
| United World Life Insurance Company | October 1, 2025 | +13.0% (unverified) |
| Medico Insurance Company | October 1, 2025 | +4.0% (unverified) |
| USAA Life Insurance Company | October 1, 2025 | +12.0% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Florida
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Florida: federal rules only. State rules change; confirm the current window with the Florida insurance department or your SHIP counselor before you apply anywhere.