District of Columbia Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the District of Columbia insurance regulator and what those filings show about renewal increases.
What Plan G costs in District of Columbia
Plan G premiums in District of Columbia run from $134.47 to $444.25 per month across 13 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $134.47/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $158.12/mo (unverified) |
| Mutual Of Omaha Insurance Company | 65 | Attained age | $160.97/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $164.90/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Attained age | $172.65/mo (unverified) |
| Bankers Fidelity Life Insurance Company | 65 | Issue age | $173.63/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $173.87/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $173.91/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $175.10/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $177.58/mo (unverified) |
| Loyal American Life Insurance Company (Healthspring) | 65 | Attained age | $178.11/mo (unverified) |
| Mutual Of Omaha Insurance Company | 70 | Attained age | $182.69/mo (unverified) |
| Carefirst Of Maryland, Inc. | 65 | Attained age | $185.71/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $192.00/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $194.58/mo (unverified) |
| Aetna Health And Life Insurance Company | 65 | Attained age | $200.67/mo (unverified) |
| Bankers Fidelity Life Insurance Company | 65 | Issue age | $208.35/mo (unverified) |
| Bankers Fidelity Life Insurance Company | 70 | Issue age | $196.57/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $201.79/mo (unverified) |
| Loyal American Life Insurance Company (Healthspring) | 70 | Attained age | $211.40/mo (unverified) |
| Aetna Health And Life Insurance Company | 70 | Attained age | $212.66/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $214.48/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $224.59/mo (unverified) |
| Humana Insurance Company | 65 | Attained age | $234.51/mo (unverified) |
| Bankers Fidelity Life Insurance Company | 70 | Issue age | $235.88/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $264.00/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $277.05/mo (unverified) |
| Humana Insurance Company | 70 | Attained age | $277.19/mo (unverified) |
| Carefirst Of Maryland, Inc. | 65 | Attained age | $279.57/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $332.00/mo (unverified) |
| Carefirst Of Maryland, Inc. | 65 | Attained age | $373.43/mo (unverified) |
| Carefirst Of Maryland, Inc. | 70 | Attained age | $235.30/mo (unverified) |
| Carefirst Of Maryland, Inc. | 70 | Attained age | $318.35/mo (unverified) |
| Carefirst Of Maryland, Inc. | 70 | Attained age | $425.13/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $444.25/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $444.25/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Aetna Health And Life Insurance Company | September 1, 2026 | +15.0% (unverified) |
| Insurance Company Of North America | August 1, 2026 | +12.0% (unverified) |
| Mutual Of Omaha Insurance Company | July 1, 2026 | +15.0% (unverified) |
| Lifeshield National Insurance Co. | July 1, 2026 | +9.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | July 1, 2026 | +10.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +10.1% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +10.0% (unverified) |
| United American Insurance Company | April 15, 2026 | +9.9% (unverified) |
| Humana Insurance Company | March 1, 2026 | +8.0% (unverified) |
| State Farm Mutual Automobile Insurance Company | January 1, 2026 | +7.5% (unverified) |
| Carefirst Of Maryland, Inc. | January 1, 2026 | +8.6% (unverified) |
| Carefirst Of Maryland, Inc. | January 1, 2026 | +8.5% (unverified) |
| Loyal American Life Insurance Company (Healthspring) | November 1, 2025 | 0.0% (unverified) |
| Bankers Fidelity Life Insurance Company | October 10, 2025 | +2.9% (unverified) |
| USAA Life Insurance Company | October 1, 2025 | +8.0% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in District of Columbia
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
District of Columbia: federal rules only. State rules change; confirm the current window with the District of Columbia insurance department or your SHIP counselor before you apply anywhere.