Delaware Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Delaware insurance regulator and what those filings show about renewal increases.
What Plan G costs in Delaware
Plan G premiums in Delaware run from $155.07 to $534.81 per month across 20 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Nassau Life Insurance Company | 65 | Attained age | $155.07/mo (unverified) |
| Highmark BCBSD, Inc. | 65 | Attained age | $155.45/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $160.50/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $162.11/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $164.53/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Attained age | $165.82/mo (unverified) |
| Nassau Life Insurance Company | 70 | Attained age | $166.06/mo (unverified) |
| Humana Achieve (Emphesys Insurance Company) | 65 | Attained age | $169.08/mo (unverified) |
| Highmark BCBSD, Inc. | 70 | Attained age | $169.80/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Attained age | $169.80/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $170.55/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $171.17/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $172.02/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $172.21/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $172.60/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $173.50/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $176.05/mo (unverified) |
| American Benefit Life Insurance Company | 65 | Attained age | $176.18/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $176.55/mo (unverified) |
| Physicians Life Insurance Company | 65 | Attained age | $176.78/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $178.32/mo (unverified) |
| American Benefit Life Insurance Company | 70 | Attained age | $181.19/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $181.20/mo (unverified) |
| Guarantee Trust Life Insurance Company | 65 | Attained age | $181.60/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $184.62/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $185.11/mo (unverified) |
| Highmark BCBSD, Inc. | 65 | Attained age | $189.95/mo (unverified) |
| Humana Achieve (Emphesys Insurance Company) | 70 | Attained age | $190.20/mo (unverified) |
| Physicians Life Insurance Company | 70 | Attained age | $190.76/mo (unverified) |
| Aetna Health Insurance Company | 65 | Attained age | $191.67/mo (unverified) |
| Guarantee Trust Life Insurance Company | 70 | Attained age | $193.06/mo (unverified) |
| Medico Insurance Company | 65 | Attained age | $200.63/mo (unverified) |
| Humana (Emphesys Insurance Company) | 65 | Attained age | $201.53/mo (unverified) |
| Medico Insurance Company | 70 | Attained age | $202.64/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Attained age | $202.67/mo (unverified) |
| Aetna Health Insurance Company | 70 | Attained age | $203.34/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $203.52/mo (unverified) |
| Highmark BCBSD, Inc. | 70 | Attained age | $204.30/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $211.23/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $217.09/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $227.35/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $230.69/mo (unverified) |
| Mutual Of Omaha Insurance Company | 65 | Attained age | $237.62/mo (unverified) |
| Humana (Emphesys Insurance Company) | 70 | Attained age | $238.21/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Attained age | $246.79/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $253.00/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Attained age | $258.02/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $280.43/mo (unverified) |
| Mutual Of Omaha Insurance Company | 70 | Attained age | $310.12/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $319.00/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $534.81/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $534.81/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Lifeshield National Insurance Co. | September 1, 2026 | +9.0% (unverified) |
| Insurance Company Of North America | September 1, 2026 | +9.0% (unverified) |
| American Benefit Life Insurance Company | September 1, 2026 | +14.9% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | August 1, 2026 | +10.0% (unverified) |
| USAA Life Insurance Company | August 1, 2026 | +5.0% (unverified) |
| Highmark BCBSD, Inc. | July 1, 2026 | +15.4% (unverified) |
| Highmark BCBSD, Inc. | July 1, 2026 | +12.8% (unverified) |
| Mutual Of Omaha Insurance Company | June 12, 2026 | The filing is on record but this figure is not in it. |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +15.0% (unverified) |
| Humana (Emphesys Insurance Company) | June 1, 2026 | +5.0% (unverified) |
| United American Insurance Company | June 1, 2026 | +4.9% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | May 1, 2026 | +9.9% (unverified) |
| Aetna Health Insurance Company | April 1, 2026 | +5.0% (unverified) |
| Medico Insurance Company | February 1, 2026 | The filing is on record but this figure is not in it. |
| Wps-A Health Solutions Company | January 1, 2026 | +5.0% (unverified) |
| State Farm Mutual Automobile Insurance Company | January 1, 2026 | +8.1% (unverified) |
| Guarantee Trust Life Insurance Company | January 1, 2026 | +4.0% (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | October 13, 2025 | The filing is on record but this figure is not in it. |
| Nassau Life Insurance Company | October 1, 2025 | +5.0% (unverified) |
| Humana Achieve (Emphesys Insurance Company) | October 1, 2025 | +3.0% (unverified) |
| Physicians Life Insurance Company | July 1, 2025 | +18.1% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Delaware
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Delaware: federal rules only. State rules change; confirm the current window with the Delaware insurance department or your SHIP counselor before you apply anywhere.