Connecticut Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Connecticut insurance regulator and what those filings show about renewal increases.
What Plan G costs in Connecticut
Plan G premiums in Connecticut run from $295.75 to $461.94 per month across 8 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 65 | Community rated | $295.75/mo (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | 70 | Community rated | $295.75/mo (unverified) |
| Anthem Hlth Plans Inc | 65 | Community rated | $331.91/mo (unverified) |
| Anthem Hlth Plans Inc | 70 | Community rated | $331.91/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $333.00/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $333.00/mo (unverified) |
| USAA Life Insurance Company | 65 | Community rated | $347.82/mo (unverified) |
| USAA Life Insurance Company | 70 | Community rated | $347.82/mo (unverified) |
| Connecticare Insurance Company, Inc. | 65 | Community rated | $401.29/mo (unverified) |
| Connecticare Insurance Company, Inc. | 70 | Community rated | $401.29/mo (unverified) |
| United American Insurance Company | 65 | Community rated | $411.00/mo (unverified) |
| United American Insurance Company | 70 | Community rated | $411.00/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Community rated | $446.36/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Community rated | $446.36/mo (unverified) |
| Omaha Insurance Company | 65 | Community rated | $461.94/mo (unverified) |
| Omaha Insurance Company | 70 | Community rated | $461.94/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| USAA Life Insurance Company | September 1, 2026 | +10.0% (unverified) |
| Healthspring National Health Insurance Company (F/K/A Cnhic) | August 1, 2026 | +20.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +13.0% (unverified) |
| United American Insurance Company | February 15, 2026 | 0.0% (unverified) |
| Anthem Hlth Plans Inc | January 1, 2026 | +12.6% (unverified) |
| Connecticare Insurance Company, Inc. | January 1, 2026 | +35.0% (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | January 1, 2026 | +3.8% (unverified) |
| Omaha Insurance Company | June 15, 2025 | +7.7% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Connecticut
Medigap plans are available on a guaranteed issue basis at all times, and rates may not vary by age, gender or health status — Connecticut policies are community-rated, so your premium does not rise because you got older.
Connecticut: year-round guaranteed issue. State rules change; confirm the current window with the Connecticut insurance department or your SHIP counselor before you apply anywhere.