Colorado Plan G rate history
The most comprehensive plan still open to new enrollees. This page tracks what Plan G carriers have filed with the Colorado insurance regulator and what those filings show about renewal increases.
What Plan G costs in Colorado
Plan G premiums in Colorado run from $127.65 to $597.94 per month across 24 carriers, for the quoted scenario described below. Figures marked unverified have not yet been matched to a filing.
| Carrier | Age | Rating method | Monthly premium |
|---|---|---|---|
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 65 | Attained age | $127.65/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 70 | Attained age | $134.11/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $158.29/mo (unverified) |
| Lifeshield National Insurance Co. | 65 | Attained age | $159.70/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 65 | Attained age | $161.14/mo (unverified) |
| Lifeshield National Insurance Co. | 70 | Attained age | $165.38/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $168.92/mo (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | 70 | Attained age | $169.29/mo (unverified) |
| Old Surety Life Ins Co | 65 | Issue age | $169.56/mo (unverified) |
| Old Surety Life Ins Co | 70 | Issue age | $173.09/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $174.66/mo (unverified) |
| Insurance Company Of North America | 65 | Attained age | $179.83/mo (unverified) |
| (Anthem) Blue Cross Blue Shield Of Colorado | 65 | Attained age | $181.24/mo (unverified) |
| Woodmenlife | 65 | Attained age | $181.28/mo (unverified) |
| Insurance Company Of North America | 70 | Attained age | $182.17/mo (unverified) |
| Wps-A Health Solutions Company | 65 | Attained age | $182.83/mo (unverified) |
| Woodmenlife | 70 | Attained age | $183.91/mo (unverified) |
| Medico Corp Life Insurance Company | 65 | Attained age | $185.81/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 65 | Attained age | $186.86/mo (unverified) |
| Medico Corp Life Insurance Company | 70 | Attained age | $187.68/mo (unverified) |
| Lumos Insurance Company | 65 | Attained age | $188.01/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $191.92/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 70 | Attained age | $192.51/mo (unverified) |
| Lumos Insurance Company | 70 | Attained age | $193.69/mo (unverified) |
| Nassau Life Insurance Company | 65 | Attained age | $194.34/mo (unverified) |
| Humana (Humana Benefit Plan of Illinois, Inc.) | 65 | Attained age | $196.10/mo (unverified) |
| United American Insurance Company | 65 | Attained age | $204.00/mo (unverified) |
| Nassau Life Insurance Company | 70 | Attained age | $204.36/mo (unverified) |
| Medico Corp Life Insurance Company | 65 | Attained age | $204.39/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 65 | Attained age | $205.11/mo (unverified) |
| Medico Corp Life Insurance Company | 70 | Attained age | $206.44/mo (unverified) |
| Humana (Humana Benefit Plan of Illinois, Inc.) | 70 | Attained age | $210.15/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 65 | Attained age | $215.40/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 65 | Attained age | $218.58/mo (unverified) |
| Wps-A Health Solutions Company | 70 | Attained age | $218.64/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $220.79/mo (unverified) |
| USAA Life Insurance Company | 65 | Attained age | $221.34/mo (unverified) |
| (Anthem) Blue Cross Blue Shield Of Colorado | 70 | Attained age | $224.07/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $225.56/mo (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | 70 | Attained age | $228.07/mo (unverified) |
| Physicians Mutual (Psic) | 65 | Attained age | $230.32/mo (unverified) |
| Omaha Insurance Company | 65 | Attained age | $231.69/mo (unverified) |
| Medico Corp Life Insurance Company | 65 | Attained age | $232.27/mo (unverified) |
| Medico Corp Life Insurance Company | 70 | Attained age | $234.59/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $235.59/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $237.37/mo (unverified) |
| Everence Association Inc | 65 | Issue age | $237.71/mo (unverified) |
| USAA Life Insurance Company | 70 | Attained age | $240.21/mo (unverified) |
| Physicians Mutual (Psic) | 70 | Attained age | $245.12/mo (unverified) |
| Omaha Insurance Company | 70 | Attained age | $249.76/mo (unverified) |
| State Farm Mutual Automobile Insurance Company | 70 | Attained age | $251.60/mo (unverified) |
| Everence Association Inc | 70 | Issue age | $257.10/mo (unverified) |
| United American Insurance Company | 70 | Attained age | $261.00/mo (unverified) |
| Bankers Life (Underwritten By Washington National Insurance Company) | 70 | Attained age | $278.24/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 65 | Attained age | $280.29/mo (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | 70 | Attained age | $288.76/mo (unverified) |
| Aetna Health Insurance Company | 65 | Attained age | $314.87/mo (unverified) |
| Aetna Health Insurance Company | 70 | Attained age | $333.28/mo (unverified) |
| GPM Health And Life Insurance Company | 65 | Attained age | $337.33/mo (unverified) |
| Guarantee Trust Life Insurance Company | 65 | Attained age | $351.23/mo (unverified) |
| GPM Health And Life Insurance Company | 70 | Attained age | $372.10/mo (unverified) |
| Guarantee Trust Life Insurance Company | 70 | Attained age | $373.39/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 65 | Community rated | $597.94/mo (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | 70 | Community rated | $597.94/mo (unverified) |
Filed rate actions
A rate action is the increase a carrier asked the state to approve on an existing block of Plan G policies. It is separate from the age increase built into an attained-age premium, and it is the number that tells you how a carrier has treated the people already holding the policy.
| Carrier | Effective | Filed change |
|---|---|---|
| Bankers Life (Underwritten By Washington National Insurance Company) | August 1, 2026 | +21.4% (unverified) |
| Insurance Company Of North America | August 1, 2026 | +17.0% (unverified) |
| Lumos Insurance Company | August 1, 2026 | The filing is on record but this figure is not in it. |
| Aetna Health Insurance Company | August 1, 2026 | +25.0% (unverified) |
| Lifeshield National Insurance Co. | July 1, 2026 | +12.0% (unverified) |
| Old Surety Life Ins Co | July 1, 2026 | +20.0% (unverified) |
| Nassau Life Insurance Company | July 1, 2026 | +18.0% (unverified) |
| Healthspring Insurance Company (F/K/A Cic) | June 1, 2026 | +25.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +9.1% (unverified) |
| United American Insurance Company | June 1, 2026 | +14.9% (unverified) |
| State Farm Mutual Automobile Insurance Company | June 1, 2026 | +20.0% (unverified) |
| AARP Medicare Supplement Plans, Insured By Unitedhealthcare | June 1, 2026 | +9.0% (unverified) |
| Omaha Insurance Company | May 15, 2026 | +25.0% (unverified) |
| Humana (Humana Benefit Plan of Illinois, Inc.) | May 1, 2026 | +29.9% (unverified) |
| Aflac, Underwritten By Tier One Insurance Company | May 1, 2026 | +23.0% (unverified) |
| USAA Life Insurance Company | May 1, 2026 | +3.0% (unverified) |
| Medico Corp Life Insurance Company | April 1, 2026 | The filing is on record but this figure is not in it. |
| Everence Association Inc | April 1, 2026 | +14.3% (unverified) |
| Woodmenlife | January 15, 2026 | +9.0% (unverified) |
| (Anthem) Blue Cross Blue Shield Of Colorado | January 1, 2026 | +12.6% (unverified) |
| Wps-A Health Solutions Company | January 1, 2026 | +15.0% (unverified) |
| Guarantee Trust Life Insurance Company | January 1, 2026 | +13.9% (unverified) |
| GPM Health And Life Insurance Company | December 1, 2025 | +11.0% (unverified) |
| Physicians Mutual (Psic) | October 1, 2025 | +25.0% (unverified) |
| Physicians Mutual (Psic) | October 1, 2025 | +23.8% (unverified) |
| Bankers Fidelity, Underwritten By Atlantic Capital Life Assurance Company | August 1, 2025 | +4.9% (unverified) |
Rates and approved increases change. Past rate increases do not predict future increases. Verify current pricing with the carrier or the issuing state's insurance department before making a decision.
What Plan G covers
Plan G covers everything Plan F covers except the Part B deductible, which you pay once a year. It is the plan most people compare first, and the one with the deepest, most competitive set of filings in nearly every state — which is what makes its rate history the clearest read on how a carrier behaves over time.
With Plan G, you still pay:
- The Part B annual deductible
Benefits are standardized by federal law, so Plan G from one carrier pays the same claims as Plan G from another. Price, rate-increase history and service are what differ. That is the whole argument for reading filings.
Switching Plan G carriers in Colorado
We have not identified a state rule here that goes beyond the federal floor. Outside your one-time six-month open enrollment window, and without a federal guaranteed issue right, an insurer may use medical underwriting and may decline you.
Colorado: federal rules only. State rules change; confirm the current window with the Colorado insurance department or your SHIP counselor before you apply anywhere.